Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
SEMACO from Kortrijk, company number BE0447782286, closed financial year 2025 with a result of € -14,533 after tax. For that financial year SEMACO recorded a gross margin of € 51,283 and equity of € 254,273. Compared with financial year 2024, the result moved from € -11,652 to € -14,533. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 27, 2026.
€ 254,273
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,533
▼ 25 % more loss than in 2024
Profit after tax over the fiscal year.
€ 104,130
▲ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 235,681.
People and assets in 2025
€ 23,457
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 365,801
▼ 5% vs 2024
€ 20,923 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 50,051
▲ € 43,998 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,918
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 32,242 | € 29,469 | € 55,366 | € 51,283 | ▼ 7% |
| Profit after taxes | € 215 | € -4,730 | € -11,652 | € -14,533 | ▼ € 2,881 |
| Equity | € 285,188 | € 280,459 | € 268,806 | € 254,273 | ▼ 5% |
| Total debts | € 460,266 | € 440,565 | € 398,688 | € 417,769 | ▲ 5% |
| Cash | € 118,452 | € 78,106 | € 70,897 | € 104,130 | ▲ 47% |
| Retained profit | € 266,596 | € 261,867 | € 250,214 | € 235,681 | ▼ 6% |
| Bank debt | € 426,904 | € 406,804 | € 386,446 | € 365,801 | ▼ 5% |
| Balance sheet total | € 801,615 | € 772,115 | € 713,516 | € 712,995 |
Key figures of SEMACO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to SEMACO?
What happened at SEMACO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,533. Source: NBB ↗
- Henri Vandaele became a director. NBB
- Charles Vandaele became a director. NBB
- New establishment in Lendelede. KBO
- Frank Vandaele became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 215 profit in 2022 to € 14,533 loss in 2025.
Paid € 6,366 in corporate taxes since 2022.
Best year ever: 2022, with € 215 profit.
A new publication or filing at SEMACO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SEMACO are Henri Vandaele, Charles Vandaele and Frank Vandaele.
Directors
According to the 2025 annual accounts
Henri Vandaele
Director
since 2019
Charles Vandaele
Director
since 2018
Frank Vandaele
Administrator-manager
since 1992
Establishments
Establishment units
Physical locations of this company
Gemeenhof(Heu) 88
8501 Kortrijk
Duifhuizelaan 4
8860 Lendelede
Active since 15 October 1992
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.782.286
- VAT number
- BE 0447.782.286
- Registered office
- Gemeenhof(Heu) 88, 8501 Kortrijk
- Names & denominations
- SEMACO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 July 1992
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
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