What is the address of STUDELCO?

The registered office of STUDELCO is located at Huisveldenstraat 2 box B000, 3560 Lummen.

Is STUDELCO still active?

Yes. According to the CBE (29 October 2026) STUDELCO is active, legal situation “Normale toestand”, started on 11 May 1992.

Is STUDELCO registered on Peppol?

No, STUDELCO is currently not registered on the Peppol network.

What is the enterprise number of STUDELCO?

The enterprise number of STUDELCO is BE0447417646.

When was STUDELCO founded?

STUDELCO was founded on 11 May 1992.

Who are the directors of STUDELCO?

According to the 2025 annual accounts, the directors of STUDELCO are: Stefan Deferm.

Is STUDELCO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 May 1992; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did STUDELCO make in 2025?

STUDELCO recorded a loss after taxes of € 21,105 in financial year 2025.

What is the revenue of STUDELCO?

As a small company, STUDELCO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 13,877.

STUDELCO (Private Limited) - Lummen - BE0447417646

Dossier STUDELCO, printed on 29 October 2026 from databakkes.be/en/0447417646/studelco. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

STUDELCO from Lummen, company number BE0447417646, closed financial year 2025 with a result of € -21,105 after tax. For that financial year STUDELCO recorded a gross margin of € 13,877 and equity of € 1 million. Compared with financial year 2024, the result moved from € -38,400 to € -21,105. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 22, 2026.

What it is worth Healthy

€ 1 million

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -21,105

▲ 45 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 10,565

▼ 66% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 985,861.

Debts at end 2025

Bank debt ≈ 17 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 173,569

▼ 5% vs 2024

€ 10,145 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.

Owed to suppliers

€ 1,319

▲ 2% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 176

▲ 1% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -10,575 Gross margin 2022: € -10,575 First fiscal year in the series	€ -5,288 Gross margin 2023: € -5,288 ▲ € 5,287 vs 2022 (€ -10,575) Favourable step	€ -10,678 Gross margin 2024: € -10,678 ▼ € 5,390 vs 2023 (€ -5,288) Unfavourable step	€ 13,877 Gross margin 2025: € 13,877 ▲ € 24,556 vs 2024 (€ -10,678) Favourable step	▲ € 24,556
Profit after taxes	€ -11,760 Profit after taxes 2022: € -11,760 First fiscal year in the series	€ -17,036 Profit after taxes 2023: € -17,036 ▼ € 5,275 vs 2022 (€ -11,760) Unfavourable step	€ -38,400 Profit after taxes 2024: € -38,400 ▼ € 21,364 vs 2023 (€ -17,036) Unfavourable step	€ -21,105 Profit after taxes 2025: € -21,105 ▲ € 17,295 vs 2024 (€ -38,400) Favourable step	▲ € 17,295
Equity	€ 1,104,701 Equity 2022: € 1,104,701 First fiscal year in the series	€ 1,087,666 Equity 2023: € 1,087,666 ▼ 2% vs 2022 (€ 1,104,701) Unfavourable step	€ 1,049,266 Equity 2024: € 1,049,266 ▼ 4% vs 2023 (€ 1,087,666) Unfavourable step	€ 1,028,161 Equity 2025: € 1,028,161 ▼ 2% vs 2024 (€ 1,049,266) Unfavourable step	▼ 2%
Total debts	€ 15,632 Total debts 2022: € 15,632 First fiscal year in the series	€ 15,508 Total debts 2023: € 15,508 ▼ 1% vs 2022 (€ 15,632) Favourable step	€ 197,351 Total debts 2024: € 197,351 ▲ € 181,843 vs 2023 (€ 15,508) Unfavourable step	€ 190,582 Total debts 2025: € 190,582 ▼ 3% vs 2024 (€ 197,351) Favourable step	▼ 3%
Cash	€ 1,083,095 Cash 2022: € 1,083,095 First fiscal year in the series	€ 676,972 Cash 2023: € 676,972 ▼ 37% vs 2022 (€ 1,083,095) Unfavourable step	€ 30,653 Cash 2024: € 30,653 ▼ 95% vs 2023 (€ 676,972) Unfavourable step	€ 10,565 Cash 2025: € 10,565 ▼ 66% vs 2024 (€ 30,653) Unfavourable step	▼ 66%
Land & buildings	€ 349,740 Land & buildings 2022: € 349,740 First fiscal year in the series	€ 736,070 Land & buildings 2023: € 736,070 ▲ 110% vs 2022 (€ 349,740) Unchanged	€ 1,518,700 Land & buildings 2024: € 1,518,700 ▲ 106% vs 2023 (€ 736,070) Unchanged	€ 1,496,386 Land & buildings 2025: € 1,496,386 ▼ 1% vs 2024 (€ 1,518,700) Unchanged	▼ 1%
Retained profit	€ 1,062,402 Retained profit 2022: € 1,062,402 First fiscal year in the series	€ 1,045,366 Retained profit 2023: € 1,045,366 ▼ 2% vs 2022 (€ 1,062,402) Unfavourable step	€ 1,006,966 Retained profit 2024: € 1,006,966 ▼ 4% vs 2023 (€ 1,045,366) Unfavourable step	€ 985,861 Retained profit 2025: € 985,861 ▼ 2% vs 2024 (€ 1,006,966) Unfavourable step	▼ 2%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 183,395 Bank debt 2024: € 183,395 Unchanged (€ 0) Unfavourable step	€ 173,569 Bank debt 2025: € 173,569 ▼ 5% vs 2024 (€ 183,395) Favourable step	▼ 5%
Balance sheet total	€ 1,432,868 Balance sheet total 2022: € 1,432,868 First fiscal year in the series	€ 1,413,042 Balance sheet total 2023: € 1,413,042 ▼ 1% vs 2022 (€ 1,432,868) Unchanged	€ 1,549,353 Balance sheet total 2024: € 1,549,353 ▲ 10% vs 2023 (€ 1,413,042) Unchanged	€ 1,506,951 Balance sheet total 2025: € 1,506,951 ▼ 3% vs 2024 (€ 1,549,353) Unchanged	▼ 3%

Key figures of STUDELCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to STUDELCO?

What happened at STUDELCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 22, 2026 New annual accounts for financial year 2025: loss of € 21,105. filed late Source: NBB ↗
Apr 29, 1999 New establishment in Lummen. KBO
May 11, 1992 Start of the company according to the CBE. KBO

In short

From € 11,761 loss in 2022 to € 21,105 loss in 2025.

Paid € 577 in corporate taxes since 2022.

Original PDFs at the National Bank ↗

Management

Stefan Deferm

STUDELCO

STEFMA

Behind STUDELCO is Stefan Deferm. Stefan Deferm is also behind STEFMA.

Directors

According to the 2025 annual accounts

Stefan Deferm

Director

Also active at: STEFMA

Establishments

Establishment units

Physical locations of this company

Registered office

Huisveldenstraat 2 box B000

3560 Lummen

2.057.776.311

Huisveldenstraat 2 B

3560 Lummen

Active since 29 April 1999

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0447.417.646
VAT number: BE 0447.417.646
Registered office: Huisveldenstraat 2 bus B000, 3560 Lummen
Names & denominations: STUDELCO
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 May 1992
Peppol: Not registered

View on CBE Public ↗ Annual accounts (NBB) ↗