Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
All risk from Lummen, company number BE0447302137, closed financial year 2025 with a result of € 6,035 after tax. For that financial year All risk recorded revenue of € 29,649 and equity of € 42,236. Compared with financial year 2024, the result moved from € 2,633 to € 6,035. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 14, 2026.
€ 42,236
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,035
▲ 129% vs 2024
Profit after tax over the fiscal year.
€ 409
▼ 82% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 23,644.
Debts at end 2025
€ 86,002
▼ 14% vs 2024
€ 1,600 is repaid this year. At this pace the long-term loan is gone in ≈ 46 years.
€ 1,591
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,466
▲ 50% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 51,105 | € 48,473 | € 53,550 | € 29,649 | ▼ 45% |
| Gross margin | € 27,327 | € 22,288 | € 26,256 | € 27,147 | ▲ 3% |
| Profit after taxes | € 4,062 | € -555 | € 2,633 | € 6,035 | ▲ 129% |
| Equity | € 34,122 | € 33,567 | € 36,200 | € 42,236 | ▲ 17% |
| Total debts | € 188,442 | € 167,083 | € 145,125 | € 126,563 | ▼ 13% |
| Cash | € 14,266 | € 7,859 | € 2,279 | € 409 | ▼ 82% |
| Land & buildings | € 200,460 | € 187,984 | € 176,612 | € 166,973 | ▼ 5% |
| Retained profit | € 15,530 | € 14,975 | € 17,608 | € 23,644 | ▲ 34% |
| Bank debt | € 129,756 | € 115,339 | € 99,815 | € 86,002 | ▼ 14% |
| Balance sheet total | € 222,564 | € 200,650 | € 181,325 | € 168,799 | ▼ 7% |
Key figures of All risk, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to All risk?
What happened at All risk in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,035 (▲ 129% vs 2024). filed late Source: NBB ↗
- Sven De Ridder became a director. NBB
- Bjorn De Ridder became a director. NBB
- Raoul De Ridder stepped down as director. NBB
- New establishment in Lummen. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,062 profit in 2022 to € 6,035 profit in 2025.
Paid € 11,388 in corporate taxes since 2022.
Best year ever: 2025, with € 6,035 profit.
Management
Behind All risk are Sven De Ridder and Bjorn De Ridder.
Directors
According to the 2025 annual accounts
Sven De Ridder
Director
since 2026
Bjorn De Ridder
Director
since 2026
Raoul De Ridder
Director
· until 2026
Establishments
Establishment units
Physical locations of this company
Geeneindestraat 118
3560 Lummen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.302.137
- VAT number
- BE 0447.302.137
- Registered office
- Geeneindestraat 118, 3560 Lummen
- Names & denominations
- All risk
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 April 1992
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Diverse administratieve activiteiten ten behoeve van kantoren