What does STEFANI & CIE do?

STEFANI & CIE is an insurance broker in Fontaine-l'Evêque. Private Limited, started on 3 April 1992, 1 establishment.

What is the address of STEFANI & CIE?

The registered office of STEFANI & CIE is located at Rue Pastur(LEE) 12 box A12, 6142 Fontaine-l'Evêque.

Is STEFANI & CIE still active?

Yes. According to the CBE (31 October 2026) STEFANI & CIE is active, legal situation “Normale toestand”, started on 3 April 1992.

Is STEFANI & CIE registered on Peppol?

No, STEFANI & CIE is currently not registered on the Peppol network.

What is the enterprise number of STEFANI & CIE?

The enterprise number of STEFANI & CIE is BE0447057360.

When was STEFANI & CIE founded?

STEFANI & CIE was founded on 3 April 1992.

Who are the directors of STEFANI & CIE?

According to the 2025 annual accounts, the directors of STEFANI & CIE are: Eric STEFANI.

Is STEFANI & CIE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 3 April 1992; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did STEFANI & CIE make in 2025?

STEFANI & CIE posted a profit after taxes of € 6,603 in financial year 2025.

What is the revenue of STEFANI & CIE?

As a small company, STEFANI & CIE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 54,749.

STEFANI & CIE (Private Limited) - Fontaine-l'Evêque

Dossier STEFANI & CIE, printed on 1 November 2026 from databakkes.be/en/0447057360/stefani-cie. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

STEFANI & CIE from Fontaine-l'Evêque, company number BE0447057360, closed financial year 2025 with a result of € 6,603 after tax. For that financial year STEFANI & CIE recorded a gross margin of € 54,749 and equity of € 26,747. Compared with financial year 2024, the result moved from € 12,807 to € 6,603. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 21, 2026.

What it is worth Healthy

€ 26,747

▼ 24% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 6,603

▼ 48% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 3,138

▼ 84% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 15,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 37,967

▼ 40% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 6,259

▼ 42% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 44,794

▼ 15% vs 2024

€ 13,072 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 19,502

▲ 49% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 37,813

▼ 30% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 77,698 Gross margin 2022: € 77,698 First fiscal year in the series	€ 88,521 Gross margin 2023: € 88,521 ▲ 14% vs 2022 (€ 77,698) Favourable step	€ 108,187 Gross margin 2024: € 108,187 ▲ 22% vs 2023 (€ 88,521) Favourable step	€ 54,749 Gross margin 2025: € 54,749 ▼ 49% vs 2024 (€ 108,187) Unfavourable step	▼ 49%
Profit after taxes	€ -16,126 Profit after taxes 2022: € -16,126 First fiscal year in the series	€ -4,990 Profit after taxes 2023: € -4,990 ▲ € 11,136 vs 2022 (€ -16,126) Favourable step	€ 12,807 Profit after taxes 2024: € 12,807 ▲ € 17,797 vs 2023 (€ -4,990) Favourable step	€ 6,603 Profit after taxes 2025: € 6,603 ▼ 48% vs 2024 (€ 12,807) Unfavourable step	▼ 48%
Equity	€ 57,327 Equity 2022: € 57,327 First fiscal year in the series	€ 32,336 Equity 2023: € 32,336 ▼ 44% vs 2022 (€ 57,327) Unfavourable step	€ 35,144 Equity 2024: € 35,144 ▲ 9% vs 2023 (€ 32,336) Favourable step	€ 26,747 Equity 2025: € 26,747 ▼ 24% vs 2024 (€ 35,144) Unfavourable step	▼ 24%
Total debts	€ 134,010 Total debts 2022: € 134,010 First fiscal year in the series	€ 133,411 Total debts 2023: € 133,411 Unchanged (€ 134,010) Favourable step	€ 122,672 Total debts 2024: € 122,672 ▼ 8% vs 2023 (€ 133,411) Favourable step	€ 102,116 Total debts 2025: € 102,116 ▼ 17% vs 2024 (€ 122,672) Favourable step	▼ 17%
Cash	€ 4,733 Cash 2022: € 4,733 First fiscal year in the series	€ 7,085 Cash 2023: € 7,085 ▲ 50% vs 2022 (€ 4,733) Favourable step	€ 19,563 Cash 2024: € 19,563 ▲ 176% vs 2023 (€ 7,085) Favourable step	€ 3,138 Cash 2025: € 3,138 ▼ 84% vs 2024 (€ 19,563) Unfavourable step	▼ 84%
Land & buildings	€ 43,435 Land & buildings 2022: € 43,435 First fiscal year in the series	€ 27,488 Land & buildings 2023: € 27,488 ▼ 37% vs 2022 (€ 43,435) Unchanged	€ 12,546 Land & buildings 2024: € 12,546 ▼ 54% vs 2023 (€ 27,488) Unchanged	€ 15,231 Land & buildings 2025: € 15,231 ▲ 21% vs 2024 (€ 12,546) Unchanged	▲ 21%
Retained profit	€ 38,735 Retained profit 2022: € 38,735 First fiscal year in the series	€ 13,744 Retained profit 2023: € 13,744 ▼ 65% vs 2022 (€ 38,735) Unfavourable step	€ 16,552 Retained profit 2024: € 16,552 ▲ 20% vs 2023 (€ 13,744) Favourable step	€ 8,155 Retained profit 2025: € 8,155 ▼ 51% vs 2024 (€ 16,552) Unfavourable step	▼ 51%
Dividend	€ 17,000 Dividend 2022: € 17,000 First fiscal year in the series	€ 20,000 Dividend 2023: € 20,000 ▲ 18% vs 2022 (€ 17,000) Unchanged	€ 10,000 Dividend 2024: € 10,000 ▼ 50% vs 2023 (€ 20,000) Unchanged	€ 15,000 Dividend 2025: € 15,000 ▲ 50% vs 2024 (€ 10,000) Unchanged	▲ 50%
Bank debt	€ 83,517 Bank debt 2022: € 83,517 First fiscal year in the series	€ 67,223 Bank debt 2023: € 67,223 ▼ 20% vs 2022 (€ 83,517) Favourable step	€ 52,830 Bank debt 2024: € 52,830 ▼ 21% vs 2023 (€ 67,223) Favourable step	€ 44,794 Bank debt 2025: € 44,794 ▼ 15% vs 2024 (€ 52,830) Favourable step	▼ 15%
Balance sheet total	€ 193,547 Balance sheet total 2022: € 193,547 First fiscal year in the series	€ 166,852 Balance sheet total 2023: € 166,852 ▼ 14% vs 2022 (€ 193,547) Unchanged	€ 157,816 Balance sheet total 2024: € 157,816 ▼ 5% vs 2023 (€ 166,852) Unchanged	€ 128,863 Balance sheet total 2025: € 128,863 ▼ 18% vs 2024 (€ 157,816) Unchanged	▼ 18%

Key figures of STEFANI & CIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to STEFANI & CIE?

What happened at STEFANI & CIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 21, 2026 New annual accounts for financial year 2025: profit of € 6,603 (▼ 48% vs 2024). filed late Source: NBB ↗
Oct 5, 1999 New establishment in Fontaine-l'Evêque. KBO
Apr 3, 1992 Start of the company according to the CBE. KBO

In short

From € 16,126 loss in 2022 to € 6,603 profit in 2025.

Paid € 16,314 in corporate taxes since 2022.

Best year ever: 2024, with € 12,807 profit.

Paid out € 62,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Eric STEFANI

STEFANI & CIE

STEFANI ARMURY

Behind STEFANI & CIE is Eric STEFANI. Eric STEFANI is also behind STEFANI ARMURY.

Directors

According to the 2025 annual accounts

Eric STEFANI

Director

Also active at: STEFANI ARMURY

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Pastur(LEE) 12 box A12

6142 Fontaine-l'Evêque

2.057.189.361

Rue Pastur(LEE) 12 box A2

6142 Fontaine-l'Evêque

Active since 5 October 1999

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0447.057.360

VAT number

BE 0447.057.360

Registered office

Rue Pastur(LEE) 12 bus A12, 6142 Fontaine-l'Evêque

Names & denominations

STEFANI & CIE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

3 April 1992

Peppol

Not registered

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

STEFANI & CIE

Warning lights

Financials

What happened to STEFANI & CIE?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions