Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VERZEKERINGSKANTOOR BELLEFROID from Tongeren-Borgloon, company number BE0447043009, closed financial year 2025 with a result of € -29,958 after tax. For that financial year VERZEKERINGSKANTOOR BELLEFROID recorded a gross margin of € 7,467 and equity of € 537,279. Compared with financial year 2024, the result moved from € -19,086 to € -29,958. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 537,279
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -29,958
▼ 57 % more loss than in 2024
Profit after tax over the fiscal year.
€ 87,997
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 505,279.
People and assets in 2025
€ 27,684
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 5,421
Supplier invoices still open on the last day of the fiscal year.
€ 85
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 23,309 | € 90,146 | € 16,268 | € 7,467 | ▼ 54% |
| Profit after taxes | € -8,036 | € 48,652 | € -19,086 | € -29,958 | ▼ € 10,872 |
| Equity | € 537,671 | € 586,323 | € 567,237 | € 537,279 | ▼ 5% |
| Total debts | € 14,611 | € 172 | € 86 | € 5,507 | ▲ € 5,421 |
| Cash | € 575 | € 136,689 | € 85,051 | € 87,997 | ▲ 3% |
| Land & buildings | € 550,591 | € 389,808 | € 428,914 | € 407,508 | ▼ 5% |
| Retained profit | € 505,671 | € 554,323 | € 535,237 | € 505,279 | ▼ 6% |
| Dividend | € 73,336 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 552,282 | € 596,677 | € 577,505 | € 552,968 | ▼ 4% |
Key figures of VERZEKERINGSKANTOOR BELLEFROID, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGSKANTOOR BELLEFROID?
What happened at VERZEKERINGSKANTOOR BELLEFROID in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 29,958. Source: NBB ↗
- New establishment in Tongeren-Borgloon. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,036 loss in 2022 to € 29,958 loss in 2025.
Paid € 476 in corporate taxes since 2022.
Best year ever: 2023, with € 48,652 profit.
Paid out € 73,336 in dividends to the owners in total.
Management
Behind VERZEKERINGSKANTOOR BELLEFROID are Dirk Bellefroid and Judith Vandercapellen.
Directors
According to the 2025 annual accounts
Dirk Bellefroid
Director
Judith Vandercapellen
Director
Establishments
Establishment units
Physical locations of this company
Tongersestraat 15
3840 Tongeren-Borgloon
Kernielerweg 7
3840 Tongeren-Borgloon
Active since 5 August 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.043.009
- VAT number
- BE 0447.043.009
- Registered office
- Tongersestraat 15, 3840 Tongeren-Borgloon
- Names & denominations
- VERZEKERINGSKANTOOR BELLEFROID
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 March 1992
- Peppol
- Not registered