Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Pharmacie Christine BOVY from Charleroi, company number BE0447041425, closed financial year 2025 with a result of € 9,418 after tax. For that financial year Pharmacie Christine BOVY recorded a gross margin of € 73,135 and equity of € 59,903. Compared with financial year 2024, the result moved from € 27,940 to € 9,418. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 59,903
▲ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,418
▼ 66% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 39,451.
People and assets in 2025
€ 46,244
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 10,331
▼ 12% vs 2024
Loans from banks and other lenders, long and short.
€ 47,282
▲ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,583
▲ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 69,632 | € 67,131 | € 99,408 | € 73,135 | ▼ 26% |
| Profit after taxes | € 7,254 | € 2,393 | € 27,940 | € 9,418 | ▼ 66% |
| Equity | € 20,152 | € 22,545 | € 50,484 | € 59,903 | ▲ 19% |
| Total debts | € 122,560 | € 106,394 | € 74,063 | € 78,195 | ▲ 6% |
| Cash | € 4,637 | - | - | - | |
| Land & buildings | € 79,942 | € 75,180 | € 70,418 | € 65,656 | ▼ 7% |
| Retained profit | € -300 | € 2,093 | € 30,032 | € 39,451 | ▲ 31% |
| Bank debt | € 46,218 | € 31,917 | € 11,722 | € 10,331 | ▼ 12% |
| Balance sheet total | € 142,712 | € 128,938 | € 124,548 | € 138,098 | ▲ 11% |
Key figures of Pharmacie Christine BOVY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Pharmacie Christine BOVY?
What happened at Pharmacie Christine BOVY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,418 (▼ 66% vs 2024). Source: NBB ↗
- Maud Hennebuysse became a director. NBB
- Christine Bovy became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,254 profit in 2022 to € 9,418 profit in 2025.
Paid € 19,116 in corporate taxes since 2022.
Best year ever: 2024, with € 27,940 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Pharmacie Christine BOVY are Christine Bovy and Maud Hennebuysse.
Directors
According to the 2025 annual accounts
Christine Bovy
Director
since 2004
Maud Hennebuysse
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Rue Brigade Piron 308
6061 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.041.425
- VAT number
- BE 0447.041.425
- Registered office
- Rue Brigade Piron 308, 6061 Charleroi
- Names & denominations
- Pharmacie Christine BOVY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 1992
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
Detailhandel in farmaceutische producten
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