Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
F & V INSURE from Ukkel, company number BE0446895529, closed financial year 2024 with a result of € -10,692 after tax. For that financial year F & V INSURE recorded revenue of € 392,508 and equity of € 89,122. Compared with financial year 2023, the result moved from € -154 to € -10,692. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 89,122
▼ 11% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,692
▼ 6843 % more loss than in 2023
Profit after tax over the fiscal year.
€ 8,949
▼ 83% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 70,522.
People and assets in 2024
€ 47,952
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 41,361
€ 7,388 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 9,811
▼ 24% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 401,163 | € 378,631 | € 374,197 | € 392,508 | ▲ 5% |
| Gross margin | € 66,860 | € 12,040 | € 2,429 | € 3,049 | ▲ 26% |
| Profit after taxes | € 46,415 | € 4,920 | € -154 | € -10,692 | ▼ € 10,538 |
| Equity | € 92,048 | € 96,968 | € 99,814 | € 89,122 | ▼ 11% |
| Total debts | € 78,681 | € 96,324 | € 58,584 | € 73,862 | ▲ 26% |
| Cash | € 63,355 | € 67,537 | € 51,501 | € 8,949 | ▼ 83% |
| Retained profit | € 73,448 | € 78,368 | € 81,214 | € 70,522 | ▼ 13% |
| Bank debt | € 0 | € 0 | € 0 | € 41,361 | |
| Balance sheet total | € 170,729 | € 193,292 | € 158,398 | € 162,984 | ▲ 3% |
Key figures of F & V INSURE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to F & V INSURE?
What happened at F & V INSURE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 10,692. filed late Source: NBB ↗
- New establishment in Ukkel. KBO
- Start of the company according to the CBE. KBO
In short
From € 46,415 profit in 2021 to € 10,692 loss in 2024.
Paid € 25,874 in corporate taxes since 2021.
Best year ever: 2021, with € 46,415 profit.
A new publication or filing at F & V INSURE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Roetaertstraat 125
1180 Ukkel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.895.529
- VAT number
- BE 0446.895.529
- Registered office
- Roetaertstraat 125, 1180 Ukkel
- Names & denominations
- F & V INSURE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 March 1992
- Peppol
- Not registered