Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Zca from Deinze, company number BE0446835547, closed financial year 2025 with a result of € 160,373 after tax. For that financial year Zca recorded a gross margin of € 692,154 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 2,244 to € 160,373. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 1.1 million
▲ € 907,210 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 160,373
▲ € 158,129 vs 2024
Profit after tax over the fiscal year.
€ 55,298
▲ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1 million.
People and assets in 2025
€ 134,537
▼ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 3.9 million
▲ 2% vs 2024
€ 209,484 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 43,883
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 59,776
▲ 138% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 346,639 | € 332,868 | € 373,825 | € 692,154 | ▲ 85% |
| Profit after taxes | € 20,759 | € 3,121 | € 2,244 | € 160,373 | ▲ € 158,129 |
| Equity | € 168,767 | € 171,888 | € 174,132 | € 1,081,342 | ▲ € 907,210 |
| Total debts | € 3,269,503 | € 3,798,925 | € 4,413,513 | € 4,596,680 | ▲ 4% |
| Cash | € 214,502 | € 121,481 | € 43,569 | € 55,298 | ▲ 27% |
| Land & buildings | € 2,936,414 | € 3,477,508 | € 4,393,049 | € 4,494,244 | ▲ 2% |
| Retained profit | € 106,642 | € 109,763 | € 112,007 | € 1,007,167 | ▲ € 895,160 |
| Bank debt | € 3,187,326 | € 3,438,387 | € 3,813,072 | € 3,877,056 | ▲ 2% |
| Balance sheet total | € 3,438,270 | € 3,970,813 | € 4,587,645 | € 5,678,022 | ▲ 24% |
Key figures of Zca, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Zca?
What happened at Zca in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 160,373 (▲ € 158,129 vs 2024). filed late Source: NBB ↗
- New establishment in Zulte. KBO
- New establishment in Deinze. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,759 profit in 2022 to € 160,373 profit in 2025.
Paid € 74,500 in corporate taxes since 2022.
Best year ever: 2025, with € 160,373 profit.
Management
Behind Zca are Anne-Mieke Carlier, Wim Campe and Murat Özgur. Anne-Mieke Carlier is also behind ASSURANTIE - ADVIES - BUREAU. Wim Campe is also behind CAMFISC, M-Accountancy, ZML and CAMUCO. Murat Özgur is also behind CAMFISC, M-Accountancy, ZML and CAMUCO.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Oude Heirbaan 49-51 box 5
9800 Deinze
Grote Steenweg 131
9870 Zulte
Active since 1 January 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.835.547
- VAT number
- BE 0446.835.547
- Registered office
- Oude Heirbaan 49-51 bus 5, 9800 Deinze
- Names & denominations
- Zca
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 March 1992
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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