Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BERNARD MARTIN TUBIZE from Tubize, company number BE0446814167, closed financial year 2025 with a result of € 161,648 after tax. For that financial year BERNARD MARTIN TUBIZE recorded a gross margin of € 1.2 million and equity of € 941,928. Compared with financial year 2024, the result moved from € 411,440 to € 161,648. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 941,928
▼ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 161,648
▼ 61% vs 2024
Profit after tax over the fiscal year.
€ 589,487
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 100,000 paid out
62 % of the profit went to the shareholders, mostly to Etablissements Bernard Martin (100 % of the shares). That is where the money ends up.
People and assets in 2025
10.5
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 723,917
▲ 17% vs 2024
€ 68,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 141,671
▼ 35% vs 2024
Of which on lease € 17,724.
Debts at end 2025
€ 2.4 million
▼ 13% vs 2024
€ 95,941 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 159,018
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 82,531
▼ 16% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,277,436 | € 1,554,547 | € 1,384,749 | € 1,219,984 | ▼ 12% |
| Profit after taxes | € 511,573 | € 640,951 | € 411,440 | € 161,648 | ▼ 61% |
| Equity | € 837,439 | € 1,078,390 | € 1,139,830 | € 941,928 | ▼ 17% |
| Total debts | € 2,111,424 | € 2,599,539 | € 3,536,863 | € 2,936,016 | ▼ 17% |
| Cash | € 924,690 | € 785,563 | € 715,810 | € 589,487 | ▼ 18% |
| Land & buildings | € 454,710 | € 434,196 | € 429,543 | € 0 | ▼ 100% |
| Retained profit | € 626,439 | € 867,390 | € 928,830 | € 778,975 | ▼ 16% |
| Dividend | € 100,000 | € 400,000 | € 350,000 | € 100,000 | ▼ 71% |
| Bank debt | € 1,655,643 | € 1,755,560 | € 2,816,960 | € 2,440,609 | ▼ 13% |
| Balance sheet total | € 2,948,863 | € 3,677,929 | € 4,676,693 | € 3,877,943 | ▼ 17% |
| Employees (FTE) | 7.7 | 8.2 | 10 | 10.5 | ▲ 0.5 |
Key figures of BERNARD MARTIN TUBIZE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BERNARD MARTIN TUBIZE?
What happened at BERNARD MARTIN TUBIZE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 161,648 (▼ 61% vs 2024). Source: NBB ↗
- New establishment in Tubize. KBO
- Start of the company according to the CBE. KBO
In short
From € 511,573 profit in 2022 to € 161,648 profit in 2025.
Paid € 616,997 in corporate taxes since 2022.
Best year ever: 2023, with € 640,951 profit.
On average € 116,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Etablissements Bernard Martin comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BERNARD MARTIN TUBIZEBehind BERNARD MARTIN TUBIZE are Ets Bernard Martin and Gwennael Martin. The shares are held by Etablissements Bernard Martin (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by Douglas François
Also active at: FMD Brussels Invest, BERNARD MARTIN SOIGNIES
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Mons 313
1480 Tubize
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.814.167
- VAT number
- BE 0446.814.167
- Registered office
- Chaussée de Mons 313, 1480 Tubize
- Names & denominations
- BERNARD MARTIN TUBIZE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 March 1992
- Peppol
- Active · Active since 16 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)