Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CRESTANI IMMO from Ham-sur-Heure-Nalinnes, company number BE0446743495, closed financial year 2025 with a result of € 19,286 after tax. For that financial year CRESTANI IMMO recorded a gross margin of € 134,347 and equity of € 179,310. Compared with financial year 2024, the result moved from € 25,187 to € 19,286. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 179,310
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,286
▼ 23% vs 2024
Profit after tax over the fiscal year.
€ 1,917
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 59,310.
Debts at end 2025
€ 696,514
▼ 7% vs 2024
€ 56,166 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 56,736
▲ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 125,000 | € 142,966 | € 143,525 | € 134,347 | ▼ 6% |
| Profit after taxes | € -3,482 | € 3,166 | € 25,187 | € 19,286 | ▼ 23% |
| Equity | € 131,671 | € 134,837 | € 160,024 | € 179,310 | ▲ 12% |
| Total debts | € 886,361 | € 916,900 | € 841,146 | € 789,519 | ▼ 6% |
| Cash | € 14,115 | € 1,301 | € 6,579 | € 1,917 | ▼ 71% |
| Land & buildings | € 961,550 | € 1,025,761 | € 966,115 | € 919,836 | ▼ 5% |
| Retained profit | € 11,671 | € 14,837 | € 40,024 | € 59,310 | ▲ 48% |
| Bank debt | € 743,944 | € 800,637 | € 751,462 | € 696,514 | ▼ 7% |
| Balance sheet total | € 1,018,032 | € 1,051,737 | € 1,001,170 | € 968,830 | ▼ 3% |
Key figures of CRESTANI IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CRESTANI IMMO?
What happened at CRESTANI IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Michel CRESTANI stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 19,286 (▼ 23% vs 2024). Source: NBB ↗
- Michel CRESTANI became a director. NBB
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,482 loss in 2022 to € 19,286 profit in 2025.
Best year ever: 2024, with € 25,187 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of E-MODEL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CRESTANI IMMOThe shares are held by E-MODEL (100%).
Directors
According to the 2025 annual accounts
since 2026 · until 2031
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue du Louvroy(NAL) 43
6120 Ham-sur-Heure-Nalinnes
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.743.495
- VAT number
- BE 0446.743.495
- Registered office
- Rue du Louvroy(NAL) 43, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- CRESTANI IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 1992
- Peppol
- Not registered