Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ELFAM from Beveren-Kruibeke-Zwijndrecht, company number BE0446690839, closed financial year 2025 with a result of € 2,445 after tax. For that financial year ELFAM recorded a gross margin of € 13,030 and equity of € 3 million. Compared with financial year 2024, the result moved from € 19,113 to € 2,445. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 3 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,445
▼ 87% vs 2024
Profit after tax over the fiscal year.
€ 26,896
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 298,450.
Debts at end 2025
€ 737,835
▼ 23% vs 2024
Loans from banks and other lenders, long and short.
€ 2,046
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 44,042
▲ € 37,192 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -16,132 | € -20,557 | € 37,165 | € 13,030 | ▼ 65% |
| Profit after taxes | € 2,023 | € -21,740 | € 19,113 | € 2,445 | ▼ 87% |
| Equity | € 2,023,631 | € 3,001,891 | € 3,021,004 | € 3,023,450 | |
| Total debts | € 12,236 | € 1,231,281 | € 2,254,125 | € 2,384,483 | ▲ 6% |
| Cash | € 1,531,472 | € 19,790 | € 204,552 | € 26,896 | ▼ 87% |
| Land & buildings | - | - | - | € 827,220 | |
| Retained profit | € 298,631 | € 276,891 | € 296,004 | € 298,450 | ▲ 1% |
| Bank debt | € 0 | € 626,094 | € 961,416 | € 737,835 | ▼ 23% |
| Balance sheet total | € 2,035,866 | € 4,233,172 | € 5,275,130 | € 5,407,933 | ▲ 3% |
Key figures of ELFAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ELFAM?
What happened at ELFAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Diëgo Laureys stepped down as director. NBB
- Mario Laureys stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2,445 (▼ 87% vs 2024). Source: NBB ↗
- Eddy Laureys stepped down as director. NBB
- Eddy Laureys became a director. NBB
- Diëgo Laureys became a director. NBB
- Mario Laureys became a director. NBB
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
In short
From € 2,023 profit in 2022 to € 2,445 profit in 2025.
Paid € 434 in corporate taxes since 2022.
Best year ever: 2024, with € 19,113 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
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Management
It owns 100% of YouStone and 87.5% of YouStone LandBank itself.
Directors
According to the 2025 annual accounts
since 2022 · until 2025
since 2022 · until 2028
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Bankstraat(HSD) 31
9120 Beveren-Kruibeke-Zwijndrecht
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.690.839
- VAT number
- BE 0446.690.839
- Registered office
- Bankstraat(HSD) 31, 9120 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- ELFAM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 February 1992
- Peppol
- Active · Active since 11 Dec 2025
- Activities · NACE
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