What does CROSSROADS do?

CROSSROADS is a shop in Gavere. Public Limited, started on 14 February 1992, 1 establishment.

What is the address of CROSSROADS?

The registered office of CROSSROADS is located at Nijverheidsstraat 16, 9890 Gavere.

Is CROSSROADS still active?

Yes. According to the CBE (29 October 2026) CROSSROADS is active, legal situation “Normale toestand”, started on 14 February 1992.

Is CROSSROADS registered on Peppol?

Yes, CROSSROADS is registered on the Peppol network with ID 0208:0446661838.

What is the enterprise number of CROSSROADS?

The enterprise number of CROSSROADS is BE0446661838.

When was CROSSROADS founded?

CROSSROADS was founded on 14 February 1992.

Who are the directors of CROSSROADS?

According to the 2025 annual accounts, the directors of CROSSROADS are: Karolien De Ruyver, Bart Speck.

Is CROSSROADS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 14 February 1992; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did CROSSROADS make in 2025?

CROSSROADS recorded a loss after taxes of € 60,846 in financial year 2025.

What is the revenue of CROSSROADS?

As a small company, CROSSROADS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 31,540.

CROSSROADS (Public Limited) - Gavere - BE0446661838

Dossier CROSSROADS, printed on 29 October 2026 from databakkes.be/en/0446661838/crossroads. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

CROSSROADS from Gavere, company number BE0446661838, closed financial year 2025 with a result of € -60,846 after tax. For that financial year CROSSROADS recorded a gross margin of € 31,540 and equity of € 1 million. Compared with financial year 2024, the result moved from € -60,540 to € -60,846. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.

What it is worth Healthy

€ 1 million

▼ 6% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -60,846

▼ 1 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 55,483

▼ 80% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 946,948.

People and assets in 2025

Vehicles and equipment

€ 31,042

▲ 17% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 14 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 513,828

▼ 31% vs 2024

€ 36,416 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.

Owed to suppliers

€ 42,360

▲ 2% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -15,301 Gross margin 2022: € -15,301 First fiscal year in the series	€ 1,043,504 Gross margin 2023: € 1,043,504 ▲ € 1.1 million vs 2022 (€ -15,301) Favourable step	€ 11,528 Gross margin 2024: € 11,528 ▼ 99% vs 2023 (€ 1,043,504) Unfavourable step	€ 31,540 Gross margin 2025: € 31,540 ▲ 174% vs 2024 (€ 11,528) Favourable step	▲ 174%
Profit after taxes	€ -88,851 Profit after taxes 2022: € -88,851 First fiscal year in the series	€ 491,811 Profit after taxes 2023: € 491,811 ▲ € 580,663 vs 2022 (€ -88,851) Favourable step	€ -60,540 Profit after taxes 2024: € -60,540 ▼ € 552,351 vs 2023 (€ 491,811) Unfavourable step	€ -60,846 Profit after taxes 2025: € -60,846 ▼ € 307 vs 2024 (€ -60,540) Unfavourable step	▼ € 307
Equity	€ 638,523 Equity 2022: € 638,523 First fiscal year in the series	€ 1,130,335 Equity 2023: € 1,130,335 ▲ 77% vs 2022 (€ 638,523) Favourable step	€ 1,069,795 Equity 2024: € 1,069,795 ▼ 5% vs 2023 (€ 1,130,335) Unfavourable step	€ 1,008,948 Equity 2025: € 1,008,948 ▼ 6% vs 2024 (€ 1,069,795) Unfavourable step	▼ 6%
Total debts	€ 1,369,181 Total debts 2022: € 1,369,181 First fiscal year in the series	€ 988,234 Total debts 2023: € 988,234 ▼ 28% vs 2022 (€ 1,369,181) Favourable step	€ 1,122,393 Total debts 2024: € 1,122,393 ▲ 14% vs 2023 (€ 988,234) Unfavourable step	€ 820,366 Total debts 2025: € 820,366 ▼ 27% vs 2024 (€ 1,122,393) Favourable step	▼ 27%
Cash	€ 27,061 Cash 2022: € 27,061 First fiscal year in the series	€ 129,973 Cash 2023: € 129,973 ▲ € 102,912 vs 2022 (€ 27,061) Favourable step	€ 272,627 Cash 2024: € 272,627 ▲ 110% vs 2023 (€ 129,973) Favourable step	€ 55,483 Cash 2025: € 55,483 ▼ 80% vs 2024 (€ 272,627) Unfavourable step	▼ 80%
Land & buildings	€ 1,654,351 Land & buildings 2022: € 1,654,351 First fiscal year in the series	€ 1,420,209 Land & buildings 2023: € 1,420,209 ▼ 14% vs 2022 (€ 1,654,351) Unchanged	€ 1,216,282 Land & buildings 2024: € 1,216,282 ▼ 14% vs 2023 (€ 1,420,209) Unchanged	€ 1,190,367 Land & buildings 2025: € 1,190,367 ▼ 2% vs 2024 (€ 1,216,282) Unchanged	▼ 2%
Retained profit	€ 576,523 Retained profit 2022: € 576,523 First fiscal year in the series	€ 1,068,335 Retained profit 2023: € 1,068,335 ▲ 85% vs 2022 (€ 576,523) Favourable step	€ 1,007,795 Retained profit 2024: € 1,007,795 ▼ 6% vs 2023 (€ 1,068,335) Unfavourable step	€ 946,948 Retained profit 2025: € 946,948 ▼ 6% vs 2024 (€ 1,007,795) Unfavourable step	▼ 6%
Bank debt	€ 914,832 Bank debt 2022: € 914,832 First fiscal year in the series	€ 618,306 Bank debt 2023: € 618,306 ▼ 32% vs 2022 (€ 914,832) Favourable step	€ 740,729 Bank debt 2024: € 740,729 ▲ 20% vs 2023 (€ 618,306) Unfavourable step	€ 513,828 Bank debt 2025: € 513,828 ▼ 31% vs 2024 (€ 740,729) Favourable step	▼ 31%
Balance sheet total	€ 2,007,705 Balance sheet total 2022: € 2,007,705 First fiscal year in the series	€ 2,429,602 Balance sheet total 2023: € 2,429,602 ▲ 21% vs 2022 (€ 2,007,705) Unchanged	€ 2,503,221 Balance sheet total 2024: € 2,503,221 ▲ 3% vs 2023 (€ 2,429,602) Unchanged	€ 2,140,347 Balance sheet total 2025: € 2,140,347 ▼ 14% vs 2024 (€ 2,503,221) Unchanged	▼ 14%

Key figures of CROSSROADS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to CROSSROADS?

What happened at CROSSROADS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 29, 2026 New annual accounts for financial year 2025: loss of € 60,846. filed late Source: NBB ↗
Mar 15, 2001 New establishment in Gavere. KBO
Feb 14, 1992 Start of the company according to the CBE. KBO

In short

From € 88,851 loss in 2022 to € 60,846 loss in 2025.

Best year ever: 2023, with € 491,811 profit.

Original PDFs at the National Bank ↗

Management

Karolien De Ruyver Bart Speck

CROSSROADS

Speck Publishing

Bacon & Co

Behind CROSSROADS are Karolien De Ruyver and Bart Speck. Bart Speck is also behind Speck Publishing and Bacon & Co.

Directors

According to the 2025 annual accounts

Karolien De Ruyver

Director

Bart Speck

Director

Also active at: Speck Publishing, Bacon & Co

Establishments

Establishment units

Physical locations of this company

Registered office

Nijverheidsstraat 16

9890 Gavere

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Speck Publishing same network

€ 12,271 gross margin · 2025

SPECK & COMPANY

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0446.661.838

VAT number

BE 0446.661.838

Registered office

Nijverheidsstraat 16, 9890 Gavere

Names & denominations

CROSSROADS

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

14 February 1992

Peppol

Active · Active since 3 Dec 2025

Activities · NACE

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View on CBE Public ↗ Annual accounts (NBB) ↗

CROSSROADS

Warning lights

Financials

What happened to CROSSROADS?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions