Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DESCARIMMO from Tournai, company number BE0446582852, closed financial year 2025 with a result of € 857,121 after tax. For that financial year DESCARIMMO recorded a gross margin of € 3.2 million and equity of € 15.1 million. Compared with financial year 2024, the result moved from € 664,700 to € 857,121. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 15.1 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 857,121
▲ 29% vs 2024
Profit after tax over the fiscal year.
€ 1.5 million
▲ 108% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 400,000 paid out
47 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.8
Average over the fiscal year, from the social balance sheet.
€ 38,795
▲ 8% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 58,367
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.1 million
▲ 57% vs 2024
€ 630,019 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 60,015
▼ 74% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 157,980
▼ 35% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,190,755 | € 3,070,152 | € 2,828,115 | € 3,214,786 | ▲ 14% |
| Profit after taxes | € 357,647 | € 1,224,069 | € 664,700 | € 857,121 | ▲ 29% |
| Equity | € 13,340,922 | € 14,164,992 | € 14,629,692 | € 15,086,813 | ▲ 3% |
| Total debts | € 7,333,409 | € 8,134,939 | € 7,898,724 | € 9,796,510 | ▲ 24% |
| Cash | € 271,123 | € 1,626,586 | € 696,928 | € 1,452,789 | ▲ 108% |
| Land & buildings | € 17,518,914 | € 16,958,870 | € 17,105,182 | € 19,838,360 | ▲ 16% |
| Retained profit | € 4,685,422 | € 5,509,492 | € 5,974,192 | € 6,431,313 | ▲ 8% |
| Dividend | € 0 | € 400,000 | € 200,000 | € 400,000 | ▲ 100% |
| Bank debt | € 937,916 | € 1,502,617 | € 1,315,503 | € 2,068,972 | ▲ 57% |
| Balance sheet total | € 20,811,020 | € 22,565,778 | € 22,825,836 | € 25,165,503 | ▲ 10% |
| Employees (FTE) | 0.7 | 0.7 | 0.8 | 0.8 |
Key figures of DESCARIMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DESCARIMMO?
What happened at DESCARIMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 857,121 (▲ 29% vs 2024). Source: NBB ↗
- Olivier Desmet became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 357,647 profit in 2022 to € 857,121 profit in 2025.
Paid € 1.1 million in corporate taxes since 2022.
Best year ever: 2023, with € 1.2 million profit.
Paid out € 1 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Olivier Desmet
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue de la Terre à Briques(MAR) 3
7522 Tournai
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.582.852
- VAT number
- BE 0446.582.852
- Registered office
- Rue de la Terre à Briques(MAR) 3, 7522 Tournai
- Names & denominations
- DESCARIMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 February 1992
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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