Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CREAFLOR from Jurbise, company number BE0446550584, closed financial year 2025 with a result of € -1,932 after tax. For that financial year CREAFLOR recorded a gross margin of € 98,247 and equity of € 25,501. Compared with financial year 2024, the result moved from € -19,682 to € -1,932. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.
€ 25,501
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,932
▲ 90 % less loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 24,955.
People and assets in 2025
€ 89,983
▲ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,518
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 42,051
▼ 5% vs 2024
€ 6,601 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 11,919
▼ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,730
▼ 3% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 76,402 | € 98,247 | ▲ 29% |
| Profit after taxes | € -19,682 | € -1,932 | ▲ € 17,750 |
| Equity | € 27,432 | € 25,501 | ▼ 7% |
| Total debts | € 87,025 | € 68,700 | ▼ 21% |
| Cash | € 7,594 | - | |
| Land & buildings | € 3,205 | € 2,947 | ▼ 8% |
| Retained profit | € 26,886 | € 24,955 | ▼ 7% |
| Bank debt | € 44,428 | € 42,051 | ▼ 5% |
| Balance sheet total | € 114,457 | € 94,201 | ▼ 18% |
Key figures of CREAFLOR, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREAFLOR?
What happened at CREAFLOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,932. filed late Source: NBB ↗
- Sabine DESCAMPS became a director. NBB
- David D'ALELIO became a director. NBB
- New establishment in Jurbise. KBO
- Start of the company according to the CBE. KBO
In short
From € 19,682 loss in 2024 to € 1,932 loss in 2025.
Management
Behind CREAFLOR are Sabine DESCAMPS and David D'ALELIO.
Directors
According to the 2025 annual accounts
Sabine DESCAMPS
Director
since 2024
David D'ALELIO
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Route d'Ath(EL) 121
7050 Jurbise
Route d'Ath(J) 121
7050 Jurbise
Active since 19 February 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.550.584
- VAT number
- BE 0446.550.584
- Registered office
- Route d'Ath(EL) 121, 7050 Jurbise
- Names & denominations
- CREAFLOR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 February 1992
- Peppol
- Active · Active since 7 Dec 2025
- Activities · NACE
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