Active · per the CBE, 30 October 2026

Palms - Jans

BE0446543458

Rechtspersoon Private limited company 2 establishments

Palms - Jans is a clothing shop in Lummen. Private Limited, started on 7 February 1992, 2 establishments.

Fonteinstraat 12, 3560 Lummen [email protected]

Behind the company: INGE PALMS.

Active for

34 year, 8 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Two loss years in a row NBB

    Negative result in 2024 and 2025.

  • Tight liquidity NBB

    Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.

  • Shrinking team NBB

    FTE fell two years in a row, from 3.2 to 2.2.

Financials

Financial year 2025

Palms - Jans from Lummen, company number BE0446543458, closed financial year 2025 with a result of € -1,124 after tax. For that financial year Palms - Jans recorded a gross margin of € 178,953 and equity of € 680,280. Compared with financial year 2024, the result moved from € -11,232 to € -1,124. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 18, 2026.

What it is worth Healthy

€ 680,280

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -1,124

▲ 90 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 3,600

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 660,280.

People and assets in 2025

Full-time equivalents

2.2

▼ 0.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 111,734

▼ 29% vs 2024

€ 50,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 6 years to go

€ 216,756

▼ 15% vs 2024

€ 38,812 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 8,554

▲ € 6,491 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 27,869

▼ 31% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 197,690 € 219,927 € 213,711 € 178,953 ▼ 16%
Profit after taxes € -23,140 € -11,191 € -11,232 € -1,124 ▲ € 10,108
Equity € 703,827 € 692,636 € 681,404 € 680,280
Total debts € 628,609 € 591,927 € 572,246 € 534,197 ▼ 7%
Cash € 285 € 1,561 € 3,592 € 3,600
Land & buildings € 1,336,869 € 1,294,675 € 1,255,956 € 1,213,382 ▼ 3%
Retained profit € 683,827 € 672,636 € 661,404 € 660,280
Bank debt € 345,751 € 289,884 € 254,047 € 216,756 ▼ 15%
Balance sheet total € 1,451,213 € 1,400,043 € 1,365,833 € 1,323,363 ▼ 3%
Employees (FTE) 6 3.2 2.9 2.2 ▼ 0.7

Key figures of Palms - Jans, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to Palms - Jans?

What happened at Palms - Jans in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: loss of € 1,124. Source: NBB ↗
  • INGE PALMS became a director. NBB
  • New establishment in Hasselt. KBO
  • New establishment in Hasselt. KBO
  • Start of the company according to the CBE. KBO

In short

From € 23,140 loss in 2022 to € 1,124 loss in 2025.

Paid € 5,287 in corporate taxes since 2022.

On average € 81,300 of value added per employee in 2025.

Management

INGE PALMS
Palms - Jans

Behind Palms - Jans is INGE PALMS. It owns 34.2% of Espace Kwesto nv itself.

Directors

According to the 2025 annual accounts

INGE PALMS

Director

Also active at: ALTHI-INVEST

since 2018

Establishments

Establishment units

Physical locations of this company

Registered office

Fonteinstraat 12

3560 Lummen

2.057.208.167

Koning Albertstraat 38

3500 Hasselt

Active since 24 April 1992

2.219.584.583

Industrieweg 2 box 4

3720 Hasselt

Active since 1 March 2008

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0446.543.458
VAT number
BE 0446.543.458
Registered office
Fonteinstraat 12, 3560 Lummen
Names & denominations
Palms - Jans
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
7 February 1992
Peppol
Active · Active since 9 Dec 2025
Activities · NACE

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Frequently asked questions

What does Palms - Jans do?
Palms - Jans is a clothing shop in Lummen. Private Limited, started on 7 February 1992, 2 establishments.
What is the address of Palms - Jans?
The registered office of Palms - Jans is located at Fonteinstraat 12, 3560 Lummen.
Is Palms - Jans still active?
Yes. According to the CBE (30 October 2026) Palms - Jans is active, legal situation “Normale toestand”, started on 7 February 1992.
Is Palms - Jans registered on Peppol?
Yes, Palms - Jans is registered on the Peppol network with ID 0208:0446543458.
What is the enterprise number of Palms - Jans?
The enterprise number of Palms - Jans is BE0446543458.
When was Palms - Jans founded?
Palms - Jans was founded on 7 February 1992.