Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TEN POLDER from Diksmuide, company number BE0446484961, closed financial year 2025 with a result of € 128,717 after tax. For that financial year TEN POLDER recorded a gross margin of € 447,504 and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 151,094 to € 128,717. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 1.7 million
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 128,717
▼ 15% vs 2024
Profit after tax over the fiscal year.
€ 28,555
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1 million.
People and assets in 2025
€ 121,974
▲ 107% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 850,934
▼ 14% vs 2024
€ 143,428 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 2,283
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,123
▼ 68% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 358,599 | € 374,610 | € 436,132 | € 447,504 | ▲ 3% |
| Profit after taxes | € 58,663 | € -125,021 | € 151,094 | € 128,717 | ▼ 15% |
| Equity | € 1,567,421 | € 1,442,399 | € 1,593,494 | € 1,722,210 | ▲ 8% |
| Total debts | € 2,771,671 | € 2,673,666 | € 2,538,793 | € 2,419,844 | ▼ 5% |
| Cash | € 347,573 | € 27,278 | € 342,177 | € 28,555 | ▼ 92% |
| Land & buildings | € 4,058,045 | € 3,551,347 | € 3,412,395 | € 3,272,223 | ▼ 4% |
| Retained profit | € 861,942 | € 736,921 | € 888,015 | € 1,016,731 | ▲ 14% |
| Bank debt | € 1,271,039 | € 1,132,680 | € 992,652 | € 850,934 | ▼ 14% |
| Balance sheet total | € 4,597,296 | € 4,360,571 | € 4,363,093 | € 4,359,162 |
Key figures of TEN POLDER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 June 2027.
What happened to TEN POLDER?
What happened at TEN POLDER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 128,717 (▼ 15% vs 2024). Source: NBB ↗
- New establishment in Diksmuide. KBO
- Start of the company according to the CBE. KBO
In short
From € 58,663 profit in 2022 to € 128,717 profit in 2025.
Paid € 157,938 in corporate taxes since 2022.
Best year ever: 2024, with € 151,094 profit.
Management
Behind TEN POLDER are Luca Hoet, Ann Vandeputte, Hein Hoet, Henri Hoet and Liesa Hoet. Hein Hoet is also behind KANTOOR HOET & PARTNERS. Henri Hoet is also behind YSARA INVEST, Hoet & Hollez Verzekeringen and KANTOOR HOET & PARTNERS.
Directors
According to the 2025 annual accounts
Luca Hoet
Director
Ann Vandeputte
Director
Henri Hoet
Director
Also active at: YSARA INVEST, Hoet & Hollez Verzekeringen, KANTOOR HOET & PARTNERS
Liesa Hoet
Director
Establishments
Establishment units
Physical locations of this company
Bloemmolenkaai(D) 4
8600 Diksmuide
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.484.961
- VAT number
- BE 0446.484.961
- Registered office
- Bloemmolenkaai(D) 4, 8600 Diksmuide
- Names & denominations
- TEN POLDER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 January 1992
- Peppol
- Active · Active since 26 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen