Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Hoet & Hollez Verzekeringen from Houthulst, company number BE0759547315, closed financial year 2025 with a result of € 56,956 after tax. For that financial year Hoet & Hollez Verzekeringen recorded a gross margin of € 276,312 and equity of € 50,279. Compared with financial year 2024, the result moved from € 77,110 to € 56,956. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 50,279
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 56,956
▼ 26% vs 2024
Profit after tax over the fiscal year.
€ 31,225
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 57,000 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
2
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 102,202
▲ 50% vs 2024
€ 51,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 32,720
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 207,907
▼ 27% vs 2024
€ 77,078 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 18,733
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,846
▲ 14% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 234,395 | € 243,588 | € 263,089 | € 276,312 | ▲ 5% |
| Profit after taxes | € 59,375 | € 65,208 | € 77,110 | € 56,956 | ▼ 26% |
| Equity | € 50,005 | € 50,213 | € 50,323 | € 50,279 | |
| Total debts | € 686,118 | € 554,233 | € 486,596 | € 392,920 | ▼ 19% |
| Cash | € 121,629 | € 75,138 | € 95,182 | € 31,225 | ▼ 67% |
| Retained profit | € 5 | € 213 | € 323 | € 279 | ▼ 14% |
| Dividend | € 59,800 | € 65,000 | € 77,000 | € 57,000 | ▼ 26% |
| Bank debt | € 432,919 | € 358,938 | € 283,939 | € 207,907 | ▼ 27% |
| Balance sheet total | € 736,123 | € 604,447 | € 536,919 | € 443,199 | ▼ 17% |
| Employees (FTE) | 1.3 | 1.4 | 1.3 | 2 | ▲ 0.7 |
Key figures of Hoet & Hollez Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Hoet & Hollez Verzekeringen?
What happened at Hoet & Hollez Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 56,956 (▼ 26% vs 2024). filed late Source: NBB ↗
- New establishment in Hooglede. KBO
- New establishment in Houthulst. KBO
- Start of the company according to the CBE. KBO
- Hollez Consultancy BV became a director. NBB
- Ysara Invest BV became a director. NBB
In short
From € 59,375 profit in 2022 to € 56,956 profit in 2025.
Paid € 89,497 in corporate taxes since 2022.
Best year ever: 2024, with € 77,110 profit.
On average € 138,200 of value added per employee in 2025.
Management
The stake of Hollez Consultancy comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Hoet & Hollez VerzekeringenBehind Hoet & Hollez Verzekeringen are Hollez Consultancy BV and Ysara Invest BV. The shares are held by Hollez Consultancy (49%).
Directors
According to the 2025 annual accounts
since 2020
since 2020
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kerkstraat 21
8650 Houthulst
Roeselarestraat 97
8830 Hooglede
Active since 6 July 2026
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0759.547.315
- VAT number
- BE 0759.547.315
- Registered office
- Kerkstraat 21, 8650 Houthulst
- Names & denominations
- Hoet & Hollez Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 December 2020
- Peppol
- Active · Active since 11 Mar 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars