Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMOBILIERE ET FINANCIERE DU BOLAND from Herstal, company number BE0446469323, closed financial year 2025 with a result of € -4,655 after tax. For that financial year IMMOBILIERE ET FINANCIERE DU BOLAND recorded a gross margin of € 52,987 and equity of € 105,566. Compared with financial year 2024, the result moved from € 6,708 to € -4,655. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.
€ 105,566
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,655
▼ still € 6,708 profit in 2024
Profit after tax over the fiscal year.
€ 1,164
▼ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -264,022.
Debts at end 2025
€ 476,454
▼ 11% vs 2024
€ 91,372 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 3,369
▲ 105% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 144
▼ 89% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,157 | € 60,248 | € 70,625 | € 52,987 | ▼ 25% |
| Profit after taxes | € 5,980 | € 1,549 | € 6,708 | € -4,655 | ▼ € 11,363 |
| Equity | € 101,963 | € 103,512 | € 110,221 | € 105,566 | ▼ 4% |
| Total debts | € 520,832 | € 617,503 | € 559,000 | € 544,590 | ▼ 3% |
| Cash | € 22 | € 522 | € 1,823 | € 1,164 | ▼ 36% |
| Land & buildings | € 603,542 | € 712,112 | € 666,278 | € 631,817 | ▼ 5% |
| Retained profit | € -267,624 | € -266,075 | € -259,367 | € -264,022 | ▼ € 4,655 |
| Bank debt | € 488,084 | € 599,785 | € 538,348 | € 476,454 | ▼ 11% |
| Balance sheet total | € 622,795 | € 721,015 | € 669,221 | € 650,156 | ▼ 3% |
Key figures of IMMOBILIERE ET FINANCIERE DU BOLAND, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMOBILIERE ET FINANCIERE DU BOLAND?
What happened at IMMOBILIERE ET FINANCIERE DU BOLAND in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Pascal RUWET stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 4,655 (▼ € 11,363 vs 2024). filed late Source: NBB ↗
- Pascal RUWET became a director. NBB
- New establishment in Blégny. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,980 profit in 2022 to € 4,655 loss in 2025.
Best year ever: 2024, with € 6,708 profit.
A new publication or filing at IMMOBILIERE ET FINANCIERE DU BOLAND? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of RUWET & Associés comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IMMOBILIERE ET FINANCIERE DU BOLANDThe shares are held by RUWET & Associés (100%).
Directors
According to the 2025 annual accounts
since 2021 · until 2027
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Alouettes 70
4042 Herstal
Rue du Fort 4
4671 Blégny
Active since 6 March 1992
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.469.323
- VAT number
- BE 0446.469.323
- Registered office
- Rue des Alouettes 70, 4042 Herstal
- Names & denominations
- IMMOBILIERE ET FINANCIERE DU BOLAND
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 January 1992
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
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