What does IMMOBILIERE ET FINANCIERE DU BOLAND do?

IMMOBILIERE ET FINANCIERE DU BOLAND is a property company in Herstal. Public Limited, started on 23 January 1992, 1 establishment.

What is the address of IMMOBILIERE ET FINANCIERE DU BOLAND?

The registered office of IMMOBILIERE ET FINANCIERE DU BOLAND is located at Rue des Alouettes 70, 4042 Herstal.

Is IMMOBILIERE ET FINANCIERE DU BOLAND still active?

Yes. According to the CBE (30 October 2026) IMMOBILIERE ET FINANCIERE DU BOLAND is active, legal situation “Normale toestand”, started on 23 January 1992.

Is IMMOBILIERE ET FINANCIERE DU BOLAND registered on Peppol?

Yes, IMMOBILIERE ET FINANCIERE DU BOLAND is registered on the Peppol network with ID 0208:0446469323.

What is the enterprise number of IMMOBILIERE ET FINANCIERE DU BOLAND?

The enterprise number of IMMOBILIERE ET FINANCIERE DU BOLAND is BE0446469323.

When was IMMOBILIERE ET FINANCIERE DU BOLAND founded?

IMMOBILIERE ET FINANCIERE DU BOLAND was founded on 23 January 1992.

Who are the directors of IMMOBILIERE ET FINANCIERE DU BOLAND?

According to the 2025 annual accounts, the directors of IMMOBILIERE ET FINANCIERE DU BOLAND are: Pascal RUWET.

Is IMMOBILIERE ET FINANCIERE DU BOLAND a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 23 January 1992; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did IMMOBILIERE ET FINANCIERE DU BOLAND make in 2025?

IMMOBILIERE ET FINANCIERE DU BOLAND recorded a loss after taxes of € 4,655 in financial year 2025.

What is the revenue of IMMOBILIERE ET FINANCIERE DU BOLAND?

As a small company, IMMOBILIERE ET FINANCIERE DU BOLAND is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 52,987.

IMMOBILIERE ET FINANCIERE DU BOLAND (Public Limited)

Dossier IMMOBILIERE ET FINANCIERE DU BOLAND, printed on 30 October 2026 from databakkes.be/en/0446469323/immobiliere-et-financiere-du-boland. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

IMMOBILIERE ET FINANCIERE DU BOLAND from Herstal, company number BE0446469323, closed financial year 2025 with a result of € -4,655 after tax. For that financial year IMMOBILIERE ET FINANCIERE DU BOLAND recorded a gross margin of € 52,987 and equity of € 105,566. Compared with financial year 2024, the result moved from € 6,708 to € -4,655. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.

What it is worth Healthy

€ 105,566

▼ 4% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -4,655

▼ still € 6,708 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1,164

▼ 36% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -264,022.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 476,454

▼ 11% vs 2024

€ 91,372 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 3,369

▲ 105% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 144

▼ 89% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 60,157 Gross margin 2022: € 60,157 First fiscal year in the series	€ 60,248 Gross margin 2023: € 60,248 Unchanged (€ 60,157) Favourable step	€ 70,625 Gross margin 2024: € 70,625 ▲ 17% vs 2023 (€ 60,248) Favourable step	€ 52,987 Gross margin 2025: € 52,987 ▼ 25% vs 2024 (€ 70,625) Unfavourable step	▼ 25%
Profit after taxes	€ 5,980 Profit after taxes 2022: € 5,980 First fiscal year in the series	€ 1,549 Profit after taxes 2023: € 1,549 ▼ 74% vs 2022 (€ 5,980) Unfavourable step	€ 6,708 Profit after taxes 2024: € 6,708 ▲ € 5,159 vs 2023 (€ 1,549) Favourable step	€ -4,655 Profit after taxes 2025: € -4,655 ▼ € 11,363 vs 2024 (€ 6,708) Unfavourable step	▼ € 11,363
Equity	€ 101,963 Equity 2022: € 101,963 First fiscal year in the series	€ 103,512 Equity 2023: € 103,512 ▲ 2% vs 2022 (€ 101,963) Favourable step	€ 110,221 Equity 2024: € 110,221 ▲ 6% vs 2023 (€ 103,512) Favourable step	€ 105,566 Equity 2025: € 105,566 ▼ 4% vs 2024 (€ 110,221) Unfavourable step	▼ 4%
Total debts	€ 520,832 Total debts 2022: € 520,832 First fiscal year in the series	€ 617,503 Total debts 2023: € 617,503 ▲ 19% vs 2022 (€ 520,832) Unfavourable step	€ 559,000 Total debts 2024: € 559,000 ▼ 9% vs 2023 (€ 617,503) Favourable step	€ 544,590 Total debts 2025: € 544,590 ▼ 3% vs 2024 (€ 559,000) Favourable step	▼ 3%
Cash	€ 22 Cash 2022: € 22 First fiscal year in the series	€ 522 Cash 2023: € 522 ▲ € 500 vs 2022 (€ 22) Favourable step	€ 1,823 Cash 2024: € 1,823 ▲ 249% vs 2023 (€ 522) Favourable step	€ 1,164 Cash 2025: € 1,164 ▼ 36% vs 2024 (€ 1,823) Unfavourable step	▼ 36%
Land & buildings	€ 603,542 Land & buildings 2022: € 603,542 First fiscal year in the series	€ 712,112 Land & buildings 2023: € 712,112 ▲ 18% vs 2022 (€ 603,542) Unchanged	€ 666,278 Land & buildings 2024: € 666,278 ▼ 6% vs 2023 (€ 712,112) Unchanged	€ 631,817 Land & buildings 2025: € 631,817 ▼ 5% vs 2024 (€ 666,278) Unchanged	▼ 5%
Retained profit	€ -267,624 Retained profit 2022: € -267,624 First fiscal year in the series	€ -266,075 Retained profit 2023: € -266,075 ▲ € 1,549 vs 2022 (€ -267,624) Favourable step	€ -259,367 Retained profit 2024: € -259,367 ▲ € 6,708 vs 2023 (€ -266,075) Favourable step	€ -264,022 Retained profit 2025: € -264,022 ▼ € 4,655 vs 2024 (€ -259,367) Unfavourable step	▼ € 4,655
Bank debt	€ 488,084 Bank debt 2022: € 488,084 First fiscal year in the series	€ 599,785 Bank debt 2023: € 599,785 ▲ 23% vs 2022 (€ 488,084) Unfavourable step	€ 538,348 Bank debt 2024: € 538,348 ▼ 10% vs 2023 (€ 599,785) Favourable step	€ 476,454 Bank debt 2025: € 476,454 ▼ 11% vs 2024 (€ 538,348) Favourable step	▼ 11%
Balance sheet total	€ 622,795 Balance sheet total 2022: € 622,795 First fiscal year in the series	€ 721,015 Balance sheet total 2023: € 721,015 ▲ 16% vs 2022 (€ 622,795) Unchanged	€ 669,221 Balance sheet total 2024: € 669,221 ▼ 7% vs 2023 (€ 721,015) Unchanged	€ 650,156 Balance sheet total 2025: € 650,156 ▼ 3% vs 2024 (€ 669,221) Unchanged	▼ 3%

Key figures of IMMOBILIERE ET FINANCIERE DU BOLAND, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to IMMOBILIERE ET FINANCIERE DU BOLAND?

What happened at IMMOBILIERE ET FINANCIERE DU BOLAND in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2027 Pascal RUWET stepped down as director. NBB
Aug 17, 2026 New annual accounts for financial year 2025: loss of € 4,655 (▼ € 11,363 vs 2024). filed late Source: NBB ↗
2021 Pascal RUWET became a director. NBB
Mar 6, 1992 New establishment in Blégny. KBO
Jan 23, 1992 Start of the company according to the CBE. KBO

In short

From € 5,980 profit in 2022 to € 4,655 loss in 2025.

Best year ever: 2024, with € 6,708 profit.

Original PDFs at the National Bank ↗

Management

RUWET & Associés 100%

The stake of RUWET & Associés comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

IMMOBILIERE ET FINANCIERE DU BOLAND

The shares are held by RUWET & Associés (100%).

Directors

According to the 2025 annual accounts

Pascal RUWET

Managing director

Also active at: MY WORK HOODIE, RUWET & Associés

since 2021 · until 2027

Shareholders

RUWET & Associés

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue des Alouettes 70

4042 Herstal

2.056.495.317

Rue du Fort 4

4671 Blégny

Active since 6 March 1992

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

RUWELEC

€ 365,943 gross margin · 2025

RUWET & Associés same network

€ 125,451 gross margin · 2025

Pascal RUWET

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0446.469.323

VAT number

BE 0446.469.323

Registered office

Rue des Alouettes 70, 4042 Herstal

Names & denominations

IMMOBILIERE ET FINANCIERE DU BOLAND

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

23 January 1992

Peppol

Active · Active since 27 Mar 2026

Activities · NACE

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

IMMOBILIERE ET FINANCIERE DU BOLAND

Warning lights

Financials

What happened to IMMOBILIERE ET FINANCIERE DU BOLAND?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions