Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 1.4 to 0.
Financials
Financial year 2025
CREATIEF, MODERN, INNOVATIEF from Tongeren-Borgloon, company number BE0446433293, closed financial year 2025 with a result of € 485,035 after tax. For that financial year CREATIEF, MODERN, INNOVATIEF recorded a gross margin of € 839,638 and equity of € 2.5 million. Compared with financial year 2024, the result moved from € 531,333 to € 485,035. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 2.5 million
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 485,035
▼ 9% vs 2024
Profit after tax over the fiscal year.
€ 735,490
▲ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 63,158 paid out
13 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 253
▼ € 57,488 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 37,059
▲ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 918,135
▼ 3% vs 2024
€ 217,070 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 12,385
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 527,732
▲ 32% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 579,201 | € 557,704 | € 976,498 | € 839,638 | ▼ 14% |
| Profit after taxes | € 297,751 | € 262,383 | € 531,333 | € 485,035 | ▼ 9% |
| Equity | € 1,283,038 | € 1,545,421 | € 2,076,754 | € 2,498,631 | ▲ 20% |
| Total debts | € 1,488,756 | € 1,519,409 | € 1,444,832 | € 1,478,141 | ▲ 2% |
| Cash | € 314,544 | € 302,560 | € 401,023 | € 735,490 | ▲ 83% |
| Land & buildings | € 1,446,260 | € 1,489,399 | € 1,452,442 | € 1,471,197 | ▲ 1% |
| Retained profit | € 1,264,438 | € 1,526,821 | € 2,058,154 | € 2,480,031 | ▲ 20% |
| Dividend | € 0 | € 0 | € 0 | € 63,158 | |
| Bank debt | € 1,059,900 | € 1,123,257 | € 943,194 | € 918,135 | ▼ 3% |
| Balance sheet total | € 2,843,114 | € 3,133,893 | € 3,588,393 | € 4,041,322 | ▲ 13% |
| Employees (FTE) | 1.4 | 1.4 | 0.9 | 0 | ▼ 0.9 |
Key figures of CREATIEF, MODERN, INNOVATIEF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREATIEF, MODERN, INNOVATIEF?
What happened at CREATIEF, MODERN, INNOVATIEF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 485,035 (▼ 9% vs 2024). Source: NBB ↗
- Katleen Borgerhoff became a director. NBB
- Eddy Lambert Withofs became a director. NBB
- New establishment in Tongeren-Borgloon. KBO
- Start of the company according to the CBE. KBO
In short
From € 297,751 profit in 2022 to € 485,035 profit in 2025.
Paid € 837,380 in corporate taxes since 2022.
Best year ever: 2024, with € 531,333 profit.
On average € 398,400 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CREATIEF, MODERN, INNOVATIEF are Eddy Lambert Withofs and Katleen Borgerhoff. The shares are held by Caroline WITHOFS, Eddy Lambert Withofs and Mattias WITHOFS. It owns 100% of Loonbeheer and 100% of Golfforum itself.
Directors
According to the 2025 annual accounts
since 2015
since 2024
Shareholders
Caroline WITHOFS
Eddy Lambert Withofs · director
Mattias WITHOFS
Participations
100%
100%
Establishments
Establishment units
Physical locations of this company
Putstraat 41
3700 Tongeren-Borgloon
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.433.293
- VAT number
- BE 0446.433.293
- Registered office
- Putstraat 41, 3700 Tongeren-Borgloon
- Names & denominations
- CREATIEF, MODERN, INNOVATIEF · C.M.I
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 January 1992
- Peppol
- Active · Active since 25 Sept 2025
- Activities · NACE
Organisatie van congressen en beurzen
Organisatie van salons, tentoonstellingen en beurzen
Cafés en bars
Cafés