Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 0.9 to 0.7.
Financials
Financial year 2025
JACOBS - DE ROOVER from Sint-Niklaas, company number BE0446219301, closed financial year 2025 with a result of € -3,687 after tax. For that financial year JACOBS - DE ROOVER recorded a gross margin of € 47,919 and equity of € -88,135. Compared with financial year 2024, the result moved from € -30,452 to € -3,687. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 16, 2026.
€ -88,135
▼ € 3,687 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,687
▲ 88 % less loss than in 2024
Profit after tax over the fiscal year.
€ 45,535
▲ 122% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -106,727.
People and assets in 2025
0.7
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 17,709
▼ 28% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,612
▲ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 51,215
▲ 8% vs 2024
€ 22,239 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 81,421
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,421
▼ 41% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 111,995 | € 83,794 | € 57,027 | € 47,919 | ▼ 16% |
| Profit after taxes | € 9,608 | € -8,361 | € -30,452 | € -3,687 | ▲ € 26,765 |
| Equity | € -45,628 | € -53,996 | € -84,448 | € -88,135 | ▼ € 3,687 |
| Total debts | € 360,205 | € 288,812 | € 239,070 | € 276,078 | ▲ 15% |
| Cash | € 46,551 | € 42,415 | € 20,553 | € 45,535 | ▲ 122% |
| Land & buildings | € 96,771 | € 60,442 | € 31,653 | € 20,500 | ▼ 35% |
| Retained profit | € -64,221 | € -72,588 | € -103,040 | € -106,727 | ▼ € 3,687 |
| Bank debt | € 217,680 | € 152,735 | € 47,634 | € 51,215 | ▲ 8% |
| Balance sheet total | € 315,800 | € 236,039 | € 155,846 | € 189,167 | ▲ 21% |
| Employees (FTE) | 1.4 | 0.9 | 0.8 | 0.7 | ▼ 0.1 |
Key figures of JACOBS - DE ROOVER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JACOBS - DE ROOVER?
What happened at JACOBS - DE ROOVER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,687. filed late Source: NBB ↗
- New establishment in Sint-Niklaas. KBO
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,608 profit in 2022 to € 3,687 loss in 2025.
Paid € 588 in corporate taxes since 2022.
Best year ever: 2022, with € 9,608 profit.
On average € 80,000 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JACOBS - DE ROOVER are FRANK JACOBS and ANNE-MARIE DE ROOVER.
Directors
According to the 2025 annual accounts
FRANK JACOBS
Director
ANNE-MARIE DE ROOVER
Director
Establishments
Establishment units
Physical locations of this company
Marktstraat 12
9111 Sint-Niklaas
Kruisstraat 48
9111 Sint-Niklaas
Active since 8 September 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.219.301
- VAT number
- BE 0446.219.301
- Registered office
- Marktstraat 12, 9111 Sint-Niklaas
- Names & denominations
- JACOBS - DE ROOVER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 1991
- Peppol
- Active · Active since 22 Nov 2025
- Activities · NACE
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