Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SM Multi-Travaux from Grez-Doiceau, company number BE0446169019, closed financial year 2025 with a result of € 2,498 after tax. For that financial year SM Multi-Travaux recorded a gross margin of € 4,069 and equity of € -58,128. Compared with financial year 2024, the result moved from € -1,784 to € 2,498. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ -58,128
▲ € 2,498 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,498
▲ still € 1,784 loss in 2024
Profit after tax over the fiscal year.
€ 10
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -82,918.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 694
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1,610
▼ 30% vs 2024
Loans from banks and other lenders, long and short.
€ 1,428
▼ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 440
▲ 49% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,049 | € 11,601 | € -477 | € 4,069 | ▲ € 4,546 |
| Profit after taxes | € 47 | € 10,176 | € -1,784 | € 2,498 | ▲ € 4,282 |
| Equity | € -69,019 | € -58,843 | € -60,627 | € -58,128 | ▲ € 2,498 |
| Total debts | € 70,126 | € 63,921 | € 65,535 | € 59,880 | ▼ 9% |
| Cash | € 490 | € 2,658 | € 10 | € 10 | ▼ 4% |
| Retained profit | € -93,809 | € -83,632 | € -85,416 | € -82,918 | ▲ € 2,498 |
| Bank debt | € 2,473 | € 2,489 | € 2,285 | € 1,610 | ▼ 30% |
| Balance sheet total | € 1,107 | € 5,078 | € 4,909 | € 1,752 | ▼ 64% |
Key figures of SM Multi-Travaux, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SM Multi-Travaux?
What happened at SM Multi-Travaux in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,498. filed late Source: NBB ↗
- New establishment in Grez-Doiceau. KBO
- Start of the company according to the CBE. KBO
In short
From € 47 profit in 2022 to € 2,498 profit in 2025.
Best year ever: 2023, with € 10,176 profit.
Management
Behind SM Multi-Travaux is Stephen MAILLARD.
Directors
According to the 2025 annual accounts
Stephen MAILLARD
Director
Establishments
Establishment units
Physical locations of this company
Chaussée de Jodoigne 60
1390 Grez-Doiceau
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.169.019
- VAT number
- BE 0446.169.019
- Registered office
- Chaussée de Jodoigne 60, 1390 Grez-Doiceau
- Names & denominations
- SM Multi-Travaux
- Enterprise type
- Rechtspersoon
- Legal form
- Besloten Vennootschap van publiek recht
- Legal situation
- Normale toestand
- Start date
- 16 December 1991
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
Kappers- en barbiersactiviteiten
Kapsalons
Haarverzorging