Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VOYAGES LAMBERT - SWAAB from Fléron, company number BE0446048263, closed financial year 2025 with a result of € -413 after tax. For that financial year VOYAGES LAMBERT - SWAAB recorded a gross margin of € 95,098 and equity of € 158,595. Compared with financial year 2024, the result moved from € 30,638 to € -413. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 158,595
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -413
▼ still € 30,638 profit in 2024
Profit after tax over the fiscal year.
€ 57,506
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 96,595.
People and assets in 2025
2.1
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 87,671
▲ 15% vs 2024
€ 41,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 18,286
▼ 35% vs 2024
€ 10,293 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 10,313
▲ € 9,704 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,464
▲ 11% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 129,884 | € 104,751 | € 118,874 | € 95,098 | ▼ 20% |
| Profit after taxes | € 53,177 | € 5,547 | € 30,638 | € -413 | ▼ € 31,051 |
| Equity | € 122,823 | € 128,370 | € 159,008 | € 158,595 | |
| Total debts | € 370,660 | € 363,043 | € 357,783 | € 328,437 | ▼ 8% |
| Cash | € 94,752 | € 96,005 | € 79,184 | € 57,506 | ▼ 27% |
| Retained profit | € 60,823 | € 66,370 | € 97,008 | € 96,595 | |
| Bank debt | € 58,535 | € 37,682 | € 28,177 | € 18,286 | ▼ 35% |
| Balance sheet total | € 493,483 | € 491,413 | € 516,791 | € 487,032 | ▼ 6% |
| Employees (FTE) | 2.1 | 2.1 | 2 | 2.1 | ▲ 0.1 |
Key figures of VOYAGES LAMBERT - SWAAB, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VOYAGES LAMBERT - SWAAB?
What happened at VOYAGES LAMBERT - SWAAB in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 413 (▼ € 31,051 vs 2024). Source: NBB ↗
- Sylvie Lambert became a director. NBB
- Jacqueline DE LA MEILLEURE became a director. NBB
- New establishment in Fléron. KBO
- Start of the company according to the CBE. KBO
In short
From € 53,177 profit in 2022 to € 413 loss in 2025.
Paid € 11,620 in corporate taxes since 2022.
Best year ever: 2022, with € 53,177 profit.
On average € 45,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VOYAGES LAMBERT - SWAAB are Sylvie Lambert and Jacqueline DE LA MEILLEURE.
Directors
According to the 2025 annual accounts
Sylvie Lambert
Managing director
since 2019
Jacqueline DE LA MEILLEURE
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Rue de Magnée 13
4620 Fléron
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
VERIXI, BE
Website info
Features
Security
Details
- Company number
- 0446.048.263
- VAT number
- BE 0446.048.263
- Registered office
- Rue de Magnée 13, 4620 Fléron
- Names & denominations
- VOYAGES LAMBERT - SWAAB
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 1991
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- voyages-lambert.be
- Activities · NACE
Reisbureaus
Activiteiten van reisbureaus