Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SOFINGES from Namur, company number BE0446032526, closed financial year 2025 with a result of € 1,938 after tax. For that financial year SOFINGES recorded a gross margin of € 666,554 and equity of € 252,002. Compared with financial year 2024, the result moved from € -780 to € 1,938. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 252,002
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,938
▲ still € 780 loss in 2024
Profit after tax over the fiscal year.
€ 96,789
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 77,012.
People and assets in 2025
6.9
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 428,176
▼ 2% vs 2024
€ 62,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 64,253
▼ 29% vs 2024
Of which on lease € 1,375.
Debts at end 2025
€ 632,479
▼ 9% vs 2024
€ 62,500 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 402,527
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 47,213
▼ 16% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 831,914 | € 847,581 | € 641,850 | € 666,554 | ▲ 4% |
| Profit after taxes | € 135,896 | € 120,767 | € -780 | € 1,938 | ▲ € 2,718 |
| Equity | € 249,926 | € 250,843 | € 250,063 | € 252,002 | ▲ 1% |
| Total debts | € 1,688,748 | € 1,593,247 | € 1,446,751 | € 1,325,917 | ▼ 8% |
| Cash | € 69,153 | € 8,836 | € 102,100 | € 96,789 | ▼ 5% |
| Land & buildings | € 713,288 | € 678,176 | € 600,253 | € 521,671 | ▼ 13% |
| Retained profit | € 74,936 | € 75,853 | € 75,073 | € 77,012 | ▲ 3% |
| Dividend | € 119,850 | € 119,850 | € 0 | € 0 | |
| Bank debt | € 825,193 | € 767,863 | € 691,289 | € 632,479 | ▼ 9% |
| Balance sheet total | € 1,938,674 | € 1,844,090 | € 1,696,814 | € 1,577,919 | ▼ 7% |
| Employees (FTE) | 7 | 7.2 | 7 | 6.9 | ▼ 0.1 |
Key figures of SOFINGES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SOFINGES?
What happened at SOFINGES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- PHILIPPE COLONVAL stepped down as director. NBB
- Stéphanie RIBANT stepped down as director. NBB
- Paul RIBANT stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1,938. Source: NBB ↗
- PHILIPPE COLONVAL became a director. NBB
- Stéphanie RIBANT became a director. NBB
- Paul RIBANT became a director. NBB
- New establishment in Namur. KBO
In short
From € 135,896 profit in 2022 to € 1,938 profit in 2025.
Paid € 144,666 in corporate taxes since 2022.
Best year ever: 2022, with € 135,896 profit.
On average € 96,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by Paul RIBANT (47%), LA GOËTTE DEVELOPMENTS (31%) and CARIMAR (21%).
Directors
According to the 2025 annual accounts
since 2021 · until 2029
Paul RIBANT
Managing director
Owns 47% directly
Also active at: Styl, Carimar, IMMOBILIERE DE L'HOSTE, TECHNIQUES DE GESTION APPLIQUéES, LA GOETTE DEVELOPMENTS, INTERIEUR
since 2015 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Marche(NN) 796
5100 Namur
Chaussée de Marche(JB) 796
5100 Namur
Active since 25 February 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.032.526
- VAT number
- BE 0446.032.526
- Registered office
- Chaussée de Marche(NN) 796, 5100 Namur
- Names & denominations
- SOFINGES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 January 1992
- Peppol
- Active · Active since 10 Sept 2025
- Activities · NACE
Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair
Groothandel in bouwmaterialen, algemeen assortiment
Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m2
Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment