Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GERT VISE from Eupen, company number BE0445978878, closed financial year 2025 with a result of € 3,858 after tax. For that financial year GERT VISE recorded a gross margin of € 35,644 and equity of € -45,037. Compared with financial year 2024, the result moved from € 1,553 to € 3,858. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -45,037
▲ € 3,858 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,858
▲ 148% vs 2024
Profit after tax over the fiscal year.
€ 93
▲ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -107,010.
People and assets in 2025
€ 1,390
▼ 71% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5,740
▼ 66% vs 2024
Loans from banks and other lenders, long and short.
€ 13,223
▲ 178% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,640
▼ 54% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 26,880 | € 16,251 | € 24,983 | € 35,644 | ▲ 43% |
| Profit after taxes | € 6,801 | € -3,409 | € 1,553 | € 3,858 | ▲ 148% |
| Equity | € -47,040 | € -50,449 | € -48,895 | € -45,037 | ▲ € 3,858 |
| Total debts | € 152,631 | € 142,549 | € 123,938 | € 100,844 | ▼ 19% |
| Cash | € 113 | € 14 | € 62 | € 93 | ▲ 50% |
| Land & buildings | € 14,931 | € 14,931 | € 14,931 | € 14,931 | |
| Retained profit | € -109,013 | € -112,422 | € -110,869 | € -107,010 | ▲ € 3,858 |
| Bank debt | € 31,671 | € 28,572 | € 17,134 | € 5,740 | ▼ 66% |
| Balance sheet total | € 105,591 | € 92,100 | € 75,043 | € 55,807 | ▼ 26% |
Key figures of GERT VISE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GERT VISE?
What happened at GERT VISE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Fabien CREMER stepped down as director. NBB
- Patrick CREMER stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 3,858 (▲ 148% vs 2024). filed late Source: NBB ↗
- Fabien CREMER became a director. NBB
- Patrick CREMER became a director. NBB
- New establishment in Eupen. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,801 profit in 2022 to € 3,858 profit in 2025.
Paid € 1,559 in corporate taxes since 2022.
Best year ever: 2022, with € 6,801 profit.
Management
Directors
According to the 2025 annual accounts
Fabien CREMER
Director
since 2023 · until 2029
Patrick CREMER
Managing director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue d'Aix la Chapelle 220
4700 Eupen
Rue d'Aix la Chapelle 220
4701 Eupen
Active since 2 January 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.978.878
- VAT number
- BE 0445.978.878
- Registered office
- Rue d'Aix la Chapelle 220, 4700 Eupen
- Names & denominations
- GERT VISE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 11 December 1991
- Peppol
- Active · Active since 24 Jul 2025
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling (inclusief spuiten en verven)
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Detailhandel in onderdelen en accessoires van motorvoertuigen
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
+3