Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BONS ET LOYAUX SERVICES from Charleroi, company number BE0445910087, closed financial year 2025 with a result of € -32,920 after tax. For that financial year BONS ET LOYAUX SERVICES recorded a gross margin of € 172,642 and equity of € -118,745. Compared with financial year 2024, the result moved from € 24,713 to € -32,920. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -118,745
▼ € 32,920 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -32,920
▼ still € 24,713 profit in 2024
Profit after tax over the fiscal year.
€ 2,275
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -186,945.
People and assets in 2025
€ 62,278
▲ 8% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 77,608
▼ 43% vs 2024
Of which on lease € 5,345.
Debts at end 2025
€ 408,311
▼ 13% vs 2024
€ 81,882 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 45,952
▼ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 29,614
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 249,515 | € 164,214 | € 225,230 | € 172,642 | ▼ 23% |
| Profit after taxes | € -97,793 | € -45,796 | € 24,713 | € -32,920 | ▼ € 57,633 |
| Equity | € -64,742 | € -110,538 | € -85,825 | € -118,745 | ▼ € 32,920 |
| Total debts | € 688,127 | € 712,399 | € 641,874 | € 490,609 | ▼ 24% |
| Cash | € 5,889 | € 9,303 | € 6,259 | € 2,275 | ▼ 64% |
| Land & buildings | € 313,212 | € 292,040 | € 256,520 | € 220,338 | ▼ 14% |
| Retained profit | € -126,742 | € -172,538 | € -154,025 | € -186,945 | ▼ € 32,920 |
| Bank debt | € 582,260 | € 601,198 | € 467,741 | € 408,311 | ▼ 13% |
| Balance sheet total | € 623,386 | € 601,861 | € 556,049 | € 371,864 | ▼ 33% |
Key figures of BONS ET LOYAUX SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BONS ET LOYAUX SERVICES?
What happened at BONS ET LOYAUX SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 32,920 (▼ € 57,633 vs 2024). Source: NBB ↗
- Antonella Polito became a director. NBB
- Philippe Leclercq became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 97,793 loss in 2022 to € 32,920 loss in 2025.
Paid € 546 in corporate taxes since 2022.
Best year ever: 2024, with € 24,713 profit.
A new publication or filing at BONS ET LOYAUX SERVICES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BONS ET LOYAUX SERVICES are Philippe Leclercq and Antonella Polito.
Directors
According to the 2025 annual accounts
Philippe Leclercq
Director
since 2008
Antonella Polito
Director
since 2009
Establishments
Establishment units
Physical locations of this company
Rue de Soleilmont 62
6043 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0445.910.087
- VAT number
- BE 0445.910.087
- Registered office
- Rue de Soleilmont 62, 6043 Charleroi
- Names & denominations
- BONS ET LOYAUX SERVICES · B.L.S.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 December 1991
- Peppol
- Active · Active since 20 May 2025
- Contact
- blssprl.be
- Activities · NACE
Landschapsverzorging
Diensten in verband met de landbouw; aanleg en onderhoud van tuinen en parken
Handel in eigen onroerend goed