Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BUREAU D'ASSURANCES AUBERT from Virton, company number BE0445895043, closed financial year 2025 with a result of € 40,247 after tax. For that financial year BUREAU D'ASSURANCES AUBERT recorded revenue of € 685,411 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 53,975 to € 40,247. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 19, 2026.
€ 1.2 million
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,247
▼ 25% vs 2024
Profit after tax over the fiscal year.
€ 785
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 5,385.
People and assets in 2025
€ 519,089
▲ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 34,107
▼ 33% vs 2024
Of which on lease € 5,917.
Debts at end 2025
€ 296,784
▼ 9% vs 2024
€ 58,602 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 203,270
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,792
▲ 9% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 620,920 | € 655,539 | € 655,841 | € 685,411 | ▲ 5% |
| Gross margin | € 561,345 | € 577,178 | € 604,292 | € 630,029 | ▲ 4% |
| Profit after taxes | € -24,140 | € 11,173 | € 53,975 | € 40,247 | ▼ 25% |
| Equity | € 944,073 | € 1,024,484 | € 1,115,022 | € 1,232,389 | ▲ 11% |
| Total debts | € 724,074 | € 726,298 | € 632,786 | € 550,846 | ▼ 13% |
| Cash | € 2,315 | € 5,453 | € 974 | € 785 | ▼ 19% |
| Land & buildings | € 257,918 | € 256,787 | € 255,657 | € 254,526 | |
| Retained profit | € -100,009 | € -88,837 | € -34,862 | € 5,385 | ▲ € 40,247 |
| Bank debt | € 407,969 | € 399,857 | € 325,933 | € 296,784 | ▼ 9% |
| Balance sheet total | € 1,668,147 | € 1,750,782 | € 1,747,808 | € 1,783,235 | ▲ 2% |
Key figures of BUREAU D'ASSURANCES AUBERT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BUREAU D'ASSURANCES AUBERT?
What happened at BUREAU D'ASSURANCES AUBERT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,247 (▼ 25% vs 2024). filed late Source: NBB ↗
- New establishment in Virton. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,140 loss in 2022 to € 40,247 profit in 2025.
Paid € 25,565 in corporate taxes since 2022.
Best year ever: 2024, with € 53,975 profit.
Establishments
Establishment units
Physical locations of this company
Grand-Rue 47
6760 Virton
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.895.043
- VAT number
- BE 0445.895.043
- Registered office
- Grand-Rue 47, 6760 Virton
- Names & denominations
- BUREAU D'ASSURANCES AUBERT · B.A.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 December 1991
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten