Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ZAKENKANTOOR VAN SAET from Duffel, company number BE0445892172, closed financial year 2025 with a result of € 21,644 after tax. For that financial year ZAKENKANTOOR VAN SAET recorded a gross margin of € 216,485 and equity of € 261,320. Compared with financial year 2024, the result moved from € 58,796 to € 21,644. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 261,320
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,644
▼ 63% vs 2024
Profit after tax over the fiscal year.
€ 4,762
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 255,114.
People and assets in 2025
€ 76,258
▲ 75% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 100,117
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 139,524
▼ 31% vs 2024
€ 56,343 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 15,799
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 49,772
▲ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 382,065 | € 190,345 | € 236,156 | € 216,485 | ▼ 8% |
| Profit after taxes | € 175,861 | € -7,430 | € 58,796 | € 21,644 | ▼ 63% |
| Equity | € 188,310 | € 180,880 | € 239,675 | € 261,320 | ▲ 9% |
| Total debts | € 879,691 | € 645,966 | € 410,909 | € 323,868 | ▼ 21% |
| Cash | € 69,621 | € 9,551 | € 9,408 | € 4,762 | ▼ 49% |
| Land & buildings | € 773,296 | € 533,853 | € 426,851 | € 420,674 | ▼ 1% |
| Retained profit | € 182,105 | € 174,675 | € 233,470 | € 255,114 | ▲ 9% |
| Bank debt | € 756,812 | € 509,998 | € 201,833 | € 139,524 | ▼ 31% |
| Balance sheet total | € 1,068,002 | € 826,846 | € 650,585 | € 585,188 | ▼ 10% |
Key figures of ZAKENKANTOOR VAN SAET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZAKENKANTOOR VAN SAET?
What happened at ZAKENKANTOOR VAN SAET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,644 (▼ 63% vs 2024). Source: NBB ↗
- Guy Van Saet became a director. NBB
- Jan Van Saet became a director. NBB
- New establishment in Duffel. KBO
- Start of the company according to the CBE. KBO
In short
From € 175,861 profit in 2022 to € 21,644 profit in 2025.
Paid € 114,508 in corporate taxes since 2022.
Best year ever: 2022, with € 175,861 profit.
A new publication or filing at ZAKENKANTOOR VAN SAET? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ZAKENKANTOOR VAN SAET are Guy Van Saet and Jan Van Saet. Guy Van Saet is also behind VASA DEVELOPMENT.
Directors
According to the 2025 annual accounts
since 2022
Jan Van Saet
Director
since 2022
Establishments
Establishment units
Physical locations of this company
G. Van der Lindenlaan 2
2570 Duffel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.892.172
- VAT number
- BE 0445.892.172
- Registered office
- G. Van der Lindenlaan 2, 2570 Duffel
- Names & denominations
- ZAKENKANTOOR VAN SAET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 December 1991
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten