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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CQFD Assurfinance from Fleurus, company number BE0445814077, closed financial year 2025 with a result of € -31,363 after tax. For that financial year CQFD Assurfinance recorded a gross margin of € 315,463 and equity of € 162,537. Compared with financial year 2024, the result moved from € 14,222 to € -31,363. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ 162,537
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -31,363
▼ still € 14,222 profit in 2024
Profit after tax over the fiscal year.
€ 40,111
▲ 114% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 100,537.
People and assets in 2025
€ 302,114
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,770
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 41,045
▼ 21% vs 2024
€ 11,718 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 15,296
▲ € 14,670 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 41,314
▼ 5% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 309,821 | € 362,893 | € 365,406 | € 315,463 | ▼ 14% |
| Profit after taxes | € 55,444 | € 15,853 | € 14,222 | € -31,363 | ▼ € 45,585 |
| Equity | € 178,825 | € 179,678 | € 193,900 | € 162,537 | ▼ 16% |
| Total debts | € 48,297 | € 132,351 | € 97,289 | € 97,833 | ▲ 1% |
| Cash | € 71,700 | € 34,591 | € 18,754 | € 40,111 | ▲ 114% |
| Land & buildings | - | € 96,009 | € 90,786 | € 85,563 | ▼ 6% |
| Retained profit | € 116,825 | € 117,678 | € 131,900 | € 100,537 | ▼ 24% |
| Dividend | € 15,000 | € 15,000 | € 0 | € 0 | |
| Bank debt | € 1,275 | € 63,061 | € 52,283 | € 41,045 | ▼ 21% |
| Balance sheet total | € 227,122 | € 312,029 | € 291,189 | € 260,370 | ▼ 11% |
Key figures of CQFD Assurfinance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CQFD Assurfinance?
What happened at CQFD Assurfinance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 31,363 (▼ € 45,585 vs 2024). Source: NBB ↗
- François DESSOMME became a director. NBB
- New establishment in Fleurus. KBO
- Start of the company according to the CBE. KBO
In short
From € 55,444 profit in 2022 to € 31,363 loss in 2025.
Paid € 42,042 in corporate taxes since 2022.
Best year ever: 2022, with € 55,444 profit.
Paid out € 30,000 in dividends to the owners in total.
Management
Behind CQFD Assurfinance is François DESSOMME.
Directors
According to the 2025 annual accounts
François DESSOMME
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Chaussée de Charleroi(FL) 219
6220 Fleurus
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.814.077
- VAT number
- BE 0445.814.077
- Registered office
- Chaussée de Charleroi(FL) 219, 6220 Fleurus
- Names & denominations
- CQFD Assurfinance
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 November 1991
- Peppol
- Not registered
- Activities · NACE
Agenten en makelaars in bankdiensten