Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BUREAU TECHNIQUE VISETOIS D'ASSURANCES from Visé, company number BE0445715295, closed financial year 2025 with a result of € 141,252 after tax. For that financial year BUREAU TECHNIQUE VISETOIS D'ASSURANCES recorded a gross margin of € 320,969 and equity of € 68,200. Compared with financial year 2024, the result moved from € 99,220 to € 141,252. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 68,200
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 141,252
▲ 42% vs 2024
Profit after tax over the fiscal year.
€ 78,643
▲ 262% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 141,255 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
1.3
▲ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 55,985
▲ 9% vs 2024
€ 43,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,150
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 143,333
▼ 23% vs 2024
€ 40,000 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 15,990
▲ 127% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,466
▲ 228% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 169,487 | € 204,991 | € 231,391 | € 320,969 | ▲ 39% |
| Profit after taxes | € 92,332 | € 113,423 | € 99,220 | € 141,252 | ▲ 42% |
| Equity | € 68,230 | € 68,203 | € 68,203 | € 68,200 | |
| Total debts | € 133,464 | € 134,143 | € 320,556 | € 338,420 | ▲ 6% |
| Cash | € 46,831 | € 78,256 | € 21,744 | € 78,643 | ▲ 262% |
| Land & buildings | € 11,527 | € 12,745 | € 12,190 | € 11,635 | ▼ 5% |
| Retained profit | € 6,230 | € 6,203 | € 6,203 | € 6,200 | |
| Dividend | € 92,350 | € 113,450 | € 99,220 | € 141,255 | ▲ 42% |
| Bank debt | € 0 | € 0 | € 186,667 | € 143,333 | ▼ 23% |
| Balance sheet total | € 201,694 | € 202,346 | € 388,759 | € 406,620 | ▲ 5% |
| Employees (FTE) | - | 0.7 | 0.9 | 1.3 | ▲ 0.4 |
Key figures of BUREAU TECHNIQUE VISETOIS D'ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BUREAU TECHNIQUE VISETOIS D'ASSURANCES?
What happened at BUREAU TECHNIQUE VISETOIS D'ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Martin Geron stepped down as director. NBB
- David Duesberg stepped down as director. NBB
- Joseph Pirenne stepped down as director. NBB
- Smeets Management SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 141,252 (▲ 42% vs 2024). Source: NBB ↗
- Smeets Management SRL became a director. NBB
- Martin Geron became a director. NBB
- David Duesberg became a director. NBB
In short
From € 92,332 profit in 2022 to € 141,252 profit in 2025.
Paid € 146,139 in corporate taxes since 2022.
Best year ever: 2025, with € 141,252 profit.
On average € 246,900 of value added per employee in 2025.
A new publication or filing at BUREAU TECHNIQUE VISETOIS D'ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PIRENNE Patrimonial, SMEETS MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BUREAU TECHNIQUE VISETOIS D'ASSURANCESThe shares are held by PIRENNE Patrimonial (49.2%) and SMEETS MANAGEMENT.
Directors
According to the 2025 annual accounts
Martin Geron
Director
since 2023 · until 2029
David Duesberg
Managing director
since 2023 · until 2029
Joseph Pirenne
Managing director
Also active at: PIRENNE Patrimonial, DUPLINET, P & P Invest, JS Assurances, PATZA, HOME 9, MATY, SA LOTISSEMENTS DE WALLONIE
since 2023 · until 2029
Managing director · represented by Smeets Benjamin
since 2024 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Allée Verte 7
4600 Visé
Avenue Franklin Roosevelt(VIS) 43
4600 Visé
Active since 16 August 1995
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
ATOM86-AS ATOM86, NL
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0445.715.295
- VAT number
- BE 0445.715.295
- Registered office
- Allée Verte 7, 4600 Visé
- Names & denominations
- BUREAU TECHNIQUE VISETOIS D'ASSURANCES · B.T.V.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 October 1991
- Peppol
- Not registered
- Contact
- btv-assurances.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten