Financials
Financial year 2025
ROYALE INVEST & CREDIT from Grez-Doiceau, company number BE0445648583, closed financial year 2025 with a result of € 294,744 after tax. For that financial year ROYALE INVEST & CREDIT recorded a gross margin of € 421,837 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 142,885 to € 294,744. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 1.2 million
▲ 32% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 294,744
▲ 106% vs 2024
Profit after tax over the fiscal year.
€ 289,686
▲ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.2 million.
People and assets in 2025
€ 89,392
▲ € 80,712 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.6 million
▲ 76% vs 2024
€ 129,374 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 133,803
▲ 92% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4
▼ € 22,186 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 398,877 | € 531,804 | € 550,997 | € 421,837 | ▼ 23% |
| Profit after taxes | € 102,230 | € 144,764 | € 142,885 | € 294,744 | ▲ 106% |
| Equity | € 666,378 | € 789,142 | € 923,027 | € 1,217,771 | ▲ 32% |
| Total debts | € 457,082 | € 1,287,611 | € 1,207,327 | € 1,827,409 | ▲ 51% |
| Cash | € 173,420 | € 174,203 | € 212,046 | € 289,686 | ▲ 37% |
| Land & buildings | € 845,313 | € 1,745,171 | € 1,687,680 | € 2,381,728 | ▲ 41% |
| Retained profit | € 604,378 | € 727,142 | € 861,027 | € 1,155,771 | ▲ 34% |
| Dividend | € 20,000 | € 22,000 | € 9,000 | € 0 | ▼ 100% |
| Bank debt | € 343,547 | € 977,282 | € 886,578 | € 1,563,641 | ▲ 76% |
| Balance sheet total | € 1,123,460 | € 2,076,753 | € 2,130,354 | € 3,045,181 | ▲ 43% |
Key figures of ROYALE INVEST & CREDIT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ROYALE INVEST & CREDIT?
What happened at ROYALE INVEST & CREDIT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Mercedes THONON stepped down as director. NBB
- Jean-Philippe SEMAL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 294,744 (▲ 106% vs 2024). filed late Source: NBB ↗
- New establishment in Ukkel. KBO
- Start of the company according to the CBE. KBO
In short
From € 102,230 profit in 2022 to € 294,744 profit in 2025.
Paid € 185,348 in corporate taxes since 2022.
Best year ever: 2025, with € 294,744 profit.
Paid out € 51,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Mercedes THONON
Director
· until 2027
Jean-Philippe SEMAL
Managing director
Also active at: GOLF ET SPORTING CLUB DE GREZ DOICEAU, FONBER, J.D. CONCEPT
· until 2027
Establishments
Establishment units
Physical locations of this company
Rue du Beau Site 51
1390 Grez-Doiceau
Waterloosesteenweg 690
1180 Ukkel
Active since 23 January 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.648.583
- VAT number
- BE 0445.648.583
- Registered office
- Rue du Beau Site 51, 1390 Grez-Doiceau
- Names & denominations
- ROYALE INVEST & CREDIT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 October 1991
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Overige financiële dienstverlening, neg