Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2024; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
Septem from Saint-Ghislain, company number BE0445529611, closed financial year 2024 with a result of € -417,125 after tax. For that financial year Septem recorded revenue of € 293,080 and equity of € -105,492. Compared with financial year 2023, the result moved from € -166,391 to € -417,125. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 8, 2025.
€ -105,492
▼ € 377,740 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -417,125
▼ 151 % more loss than in 2023
Profit after tax over the fiscal year.
€ 12,089
▼ 84% vs 2023
Cash and bank balances on the last day of the fiscal year.
People and assets in 2024
13.2
▲ 2.9 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 723,334
▲ 33% vs 2023
€ 54,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 197,299
▲ 23% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 158,404
▲ 19% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 238,274
▲ 149% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 26,539 | € 82,322 | € 134,519 | € 293,080 | ▲ 118% |
| Gross margin | € 309,295 | € 412,071 | € 425,758 | € 367,682 | ▼ 14% |
| Profit after taxes | € 68,647 | € -36,254 | € -166,391 | € -417,125 | ▼ € 250,734 |
| Equity | € 428,061 | € 385,675 | € 272,249 | € -105,492 | ▼ € 377,740 |
| Total debts | € 53,454 | € 103,205 | € 229,460 | € 428,595 | ▲ 87% |
| Cash | € 352,788 | € 369,589 | € 75,777 | € 12,089 | ▼ 84% |
| Land & buildings | € 12,360 | € 11,254 | - | - | |
| Retained profit | € 336,232 | € 299,978 | € 133,587 | € -283,538 | ▼ € 417,125 |
| Balance sheet total | € 481,515 | € 488,879 | € 501,708 | € 323,103 | ▼ 36% |
| Employees (FTE) | - | 6.8 | 10.3 | 13.2 | ▲ 2.9 |
Key figures of Septem, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Septem?
What happened at Septem in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
Septem is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: loss of € 417,125. filed late Source: NBB ↗
- New establishment in Saint-Ghislain. KBO
- Start of the company according to the CBE. KBO
In short
From € 68,647 profit in 2021 to € 417,125 loss in 2024.
Paid € 445 in corporate taxes since 2021.
Best year ever: 2021, with € 68,647 profit.
On average € 27,900 of value added per employee in 2024.
Establishments
Establishment units
Physical locations of this company
Grand'Place(SG) 37
7330 Saint-Ghislain
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0445.529.611
- VAT number
- BE 0445.529.611
- Registered office
- Grand'Place(SG) 37, 7330 Saint-Ghislain
- Names & denominations
- Septem
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Opening faillissement
- Start date
- 7 November 1991
- Peppol
- Active · Active since 31 Dec 2025
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