Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
NAVER - INVEST from Heist-op-den-Berg, company number BE0445370253, closed financial year 2025 with a result of € 11,015 after tax. For that financial year NAVER - INVEST recorded a gross margin of € 37,096 and equity of € 532,967. Compared with financial year 2024, the result moved from € 24,595 to € 11,015. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 532,967
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,015
▼ 55% vs 2024
Profit after tax over the fiscal year.
€ 44,934
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 322,967.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2021 | 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 28,937 | € 28,802 | € 51,510 | € 37,096 | ▼ 28% |
| Profit after taxes | € 22,065 | € 7,836 | € 24,595 | € 11,015 | ▼ 55% |
| Equity | € 483,068 | € 490,904 | € 521,952 | € 532,967 | ▲ 2% |
| Total debts | € 284,960 | € 297,816 | € 257,449 | € 270,123 | ▲ 5% |
| Cash | € 5,586 | € 4,148 | € 62,240 | € 44,934 | ▼ 28% |
| Land & buildings | € 411,813 | € 411,813 | € 433,744 | € 430,845 | ▼ 1% |
| Retained profit | € 273,068 | € 280,904 | € 311,952 | € 322,967 | ▲ 4% |
| Balance sheet total | € 768,029 | € 788,720 | € 779,401 | € 803,090 | ▲ 3% |
Key figures of NAVER - INVEST, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NAVER - INVEST?
What happened at NAVER - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Serfac BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 11,015 (▼ 55% vs 2024). filed late Source: NBB ↗
- Serfac BV became a director. NBB
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,065 profit in 2021 to € 11,015 profit in 2025.
Paid € 12,879 in corporate taxes since 2021.
Best year ever: 2024, with € 24,595 profit.
A new publication or filing at NAVER - INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SERNEELS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
NAVER - INVESTThe shares are held by SERNEELS (100%).
Directors
According to the 2025 annual accounts
Director · represented by Geert Serneels
Also active at: SERNEELS HEIST-OP-DEN-BERG, SERNEELS
since 2023 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Liersesteenweg 262
2220 Heist-op-den-Berg
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.370.253
- VAT number
- BE 0445.370.253
- Registered office
- Liersesteenweg 262, 2220 Heist-op-den-Berg
- Names & denominations
- NAVER - INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 October 1991
- Peppol
- Not registered