Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMO - TERM from Zedelgem, company number BE0445350358, closed financial year 2025 with a result of € 89,773 after tax. For that financial year IMMO - TERM recorded a gross margin of € 197,115 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 86,316 to € 89,773. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.
€ 1.3 million
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 89,773
▲ 4% vs 2024
Profit after tax over the fiscal year.
€ 175,295
▲ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 705,235.
People and assets in 2025
€ 831
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 400,000
Loans from banks and other lenders, long and short.
€ 19,952
▲ € 19,837 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,270
▲ 138% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 206,392 | € 196,066 | € 197,578 | € 197,115 | |
| Profit after taxes | € 69,412 | € 62,575 | € 86,316 | € 89,773 | ▲ 4% |
| Equity | € 1,016,771 | € 1,079,346 | € 1,165,662 | € 1,255,435 | ▲ 8% |
| Total debts | € 887,244 | € 888,029 | € 712,952 | € 737,208 | ▲ 3% |
| Cash | € 221,343 | € 341,134 | € 143,396 | € 175,295 | ▲ 22% |
| Land & buildings | € 804,214 | € 734,865 | € 680,122 | € 935,947 | ▲ 38% |
| Retained profit | € 466,571 | € 529,146 | € 615,462 | € 705,235 | ▲ 15% |
| Bank debt | € 500,000 | € 500,000 | € 400,000 | € 400,000 | |
| Balance sheet total | € 1,935,847 | € 1,998,557 | € 1,909,796 | € 2,023,434 | ▲ 6% |
Key figures of IMMO - TERM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO - TERM?
What happened at IMMO - TERM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 89,773 (▲ 4% vs 2024). filed late Source: NBB ↗
- Sabine Ryheul became a director. NBB
- New establishment in Zedelgem. KBO
- Start of the company according to the CBE. KBO
In short
From € 69,412 profit in 2022 to € 89,773 profit in 2025.
Paid € 136,565 in corporate taxes since 2022.
Best year ever: 2025, with € 89,773 profit.
Management
Behind IMMO - TERM is Sabine Ryheul.
Directors
According to the 2025 annual accounts
Sabine Ryheul
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Zeeweg Noord 20 box A
8211 Zedelgem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.350.358
- VAT number
- BE 0445.350.358
- Registered office
- Zeeweg Noord 20 bus A, 8211 Zedelgem
- Names & denominations
- IMMO - TERM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 October 1991
- Peppol
- Active · Active since 15 Feb 2026