What does FINANCIERE CONSTRUCTIONS BELGES do?

FINANCIERE CONSTRUCTIONS BELGES is filed with the CBE under the catch-all “Overige gespecialiseerde bouwactiviteiten”, a code that says little about what the company actually does. Public Limited, started on 13 September 1991, 1 establishment.

What is the address of FINANCIERE CONSTRUCTIONS BELGES?

The registered office of FINANCIERE CONSTRUCTIONS BELGES is located at Sint-Michielslaan 125, 1040 Etterbeek.

Is FINANCIERE CONSTRUCTIONS BELGES still active?

Yes. According to the CBE (17 September 2026) FINANCIERE CONSTRUCTIONS BELGES is active, legal situation “Normale toestand”, started on 13 September 1991.

Is FINANCIERE CONSTRUCTIONS BELGES registered on Peppol?

Yes, FINANCIERE CONSTRUCTIONS BELGES is registered on the Peppol network with ID 0208:0445039958.

What is the enterprise number of FINANCIERE CONSTRUCTIONS BELGES?

The enterprise number of FINANCIERE CONSTRUCTIONS BELGES is BE0445039958.

When was FINANCIERE CONSTRUCTIONS BELGES founded?

FINANCIERE CONSTRUCTIONS BELGES was founded on 13 September 1991.

Who are the directors of FINANCIERE CONSTRUCTIONS BELGES?

According to the 2024 annual accounts, the directors of FINANCIERE CONSTRUCTIONS BELGES are: CATTANEO SERGIO, FUMAGALLI Loredana, FUMAGALLI Imperia.

Is FINANCIERE CONSTRUCTIONS BELGES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 September 1991; 4 annual accounts filed, latest fiscal year 2024; 3 directors known from the annual account.

How much profit did FINANCIERE CONSTRUCTIONS BELGES make in 2024?

FINANCIERE CONSTRUCTIONS BELGES posted a profit after taxes of € 22,903 in financial year 2024.

What is the revenue of FINANCIERE CONSTRUCTIONS BELGES?

As a small company, FINANCIERE CONSTRUCTIONS BELGES is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 224,022.

How much does an employee at FINANCIERE CONSTRUCTIONS BELGES earn?

The average wage cost per full-time employee at FINANCIERE CONSTRUCTIONS BELGES was € 96,800 in 2024: staff costs of € 193,624 for 2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does FINANCIERE CONSTRUCTIONS BELGES have?

According to the 2024 annual accounts, FINANCIERE CONSTRUCTIONS BELGES has 2 full-time equivalents (FTE).

FINANCIERE CONSTRUCTIONS BELGES (Public Limited)

Dossier FINANCIERE CONSTRUCTIONS BELGES, printed on 17 September 2026 from databakkes.be/en/0445039958/financiere-constructions-belges. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

69 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2024

FINANCIERE CONSTRUCTIONS BELGES from Etterbeek, company number BE0445039958, closed financial year 2024 with a result of € 22,903 after tax. For that financial year FINANCIERE CONSTRUCTIONS BELGES recorded a gross margin of € 224,022 and equity of € 417,430. Compared with financial year 2023, the result moved from € 49,651 to € 22,903. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2025.

What it is worth Growing

€ 417,430

▲ 6% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 22,903

▼ 54% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 221,983

▼ 29% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2024. Retained profit grew to € 318,272.

People and assets in 2024

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 193,624

€ 96,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2024

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 53,164

▲ 60% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 29,931

▼ 28% vs 2023

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 342,048 Gross margin 2021: € 342,048 First fiscal year in the series	€ 291,539 Gross margin 2022: € 291,539 ▼ 15% vs 2021 (€ 342,048) Unfavourable step	€ 261,336 Gross margin 2023: € 261,336 ▼ 10% vs 2022 (€ 291,539) Unfavourable step	€ 224,022 Gross margin 2024: € 224,022 ▼ 14% vs 2023 (€ 261,336) Unfavourable step	▼ 14%
Profit after taxes	€ 123,945 Profit after taxes 2021: € 123,945 First fiscal year in the series	€ 84,912 Profit after taxes 2022: € 84,912 ▼ 31% vs 2021 (€ 123,945) Unfavourable step	€ 49,651 Profit after taxes 2023: € 49,651 ▼ 42% vs 2022 (€ 84,912) Unfavourable step	€ 22,903 Profit after taxes 2024: € 22,903 ▼ 54% vs 2023 (€ 49,651) Unfavourable step	▼ 54%
Equity	€ 659,963 Equity 2021: € 659,963 First fiscal year in the series	€ 744,875 Equity 2022: € 744,875 ▲ 13% vs 2021 (€ 659,963) Favourable step	€ 394,526 Equity 2023: € 394,526 ▼ 47% vs 2022 (€ 744,875) Unfavourable step	€ 417,430 Equity 2024: € 417,430 ▲ 6% vs 2023 (€ 394,526) Favourable step	▲ 6%
Total debts	€ 154,740 Total debts 2021: € 154,740 First fiscal year in the series	€ 172,454 Total debts 2022: € 172,454 ▲ 11% vs 2021 (€ 154,740) Unfavourable step	€ 120,042 Total debts 2023: € 120,042 ▼ 30% vs 2022 (€ 172,454) Favourable step	€ 84,244 Total debts 2024: € 84,244 ▼ 30% vs 2023 (€ 120,042) Favourable step	▼ 30%
Cash	€ 119,434 Cash 2021: € 119,434 First fiscal year in the series	€ 226,204 Cash 2022: € 226,204 ▲ 89% vs 2021 (€ 119,434) Favourable step	€ 314,257 Cash 2023: € 314,257 ▲ 39% vs 2022 (€ 226,204) Favourable step	€ 221,983 Cash 2024: € 221,983 ▼ 29% vs 2023 (€ 314,257) Unfavourable step	▼ 29%
Retained profit	€ 560,805 Retained profit 2021: € 560,805 First fiscal year in the series	€ 645,718 Retained profit 2022: € 645,718 ▲ 15% vs 2021 (€ 560,805) Favourable step	€ 295,369 Retained profit 2023: € 295,369 ▼ 54% vs 2022 (€ 645,718) Unfavourable step	€ 318,272 Retained profit 2024: € 318,272 ▲ 8% vs 2023 (€ 295,369) Favourable step	▲ 8%
Dividend	€ 0 Dividend 2021: € 0 First fiscal year in the series	€ 0 Dividend 2022: € 0 Unchanged (€ 0) Unchanged	€ 400,000 Dividend 2023: € 400,000 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 400,000) Unchanged	▼ 100%
Balance sheet total	€ 814,703 Balance sheet total 2021: € 814,703 First fiscal year in the series	€ 917,329 Balance sheet total 2022: € 917,329 ▲ 13% vs 2021 (€ 814,703) Unchanged	€ 514,569 Balance sheet total 2023: € 514,569 ▼ 44% vs 2022 (€ 917,329) Unchanged	€ 501,673 Balance sheet total 2024: € 501,673 ▼ 3% vs 2023 (€ 514,569) Unchanged	▼ 3%
Employees (FTE)	2 Employees (FTE) 2021: 2 First fiscal year in the series	2 Employees (FTE) 2022: 2 Unchanged (2) Unchanged	2 Employees (FTE) 2023: 2 Unchanged (2) Unchanged	2 Employees (FTE) 2024: 2 Unchanged (2) Unchanged

Key figures of FINANCIERE CONSTRUCTIONS BELGES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to FINANCIERE CONSTRUCTIONS BELGES?

What happened at FINANCIERE CONSTRUCTIONS BELGES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2027 CATTANEO SERGIO stepped down as director. NBB
2027 FUMAGALLI Loredana stepped down as director. NBB
2027 FUMAGALLI Imperia stepped down as director. NBB
Jul 10, 2025 New annual accounts for financial year 2024: profit of € 22,903 (▼ 54% vs 2023). Source: NBB ↗
2021 CATTANEO SERGIO became a director. NBB
2021 FUMAGALLI Loredana became a director. NBB
2021 FUMAGALLI Imperia became a director. NBB
Sep 24, 1991 New establishment in Etterbeek. KBO

In short

From € 123,945 profit in 2021 to € 22,903 profit in 2024.

Paid € 67,549 in corporate taxes since 2021.

Best year ever: 2021, with € 123,945 profit.

On average € 112,000 of value added per employee in 2024.

Original PDFs at the National Bank ↗

A new publication or filing at FINANCIERE CONSTRUCTIONS BELGES? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Directors

According to the 2024 annual accounts

CATTANEO SERGIO

Director

since 2021 · until 2027

FUMAGALLI Loredana

Director

since 2021 · until 2027

FUMAGALLI Imperia

Director

since 2021 · until 2027

Establishments

Establishment units

Physical locations of this company

Registered office

Sint-Michielslaan 125

1040 Etterbeek

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 69 companies are registered at this address.

All companies at this address →

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+64 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0445.039.958

VAT number

BE 0445.039.958

Registered office

Sint-Michielslaan 125, 1040 Etterbeek

Names & denominations

FINANCIERE CONSTRUCTIONS BELGES · FINCOBEL

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

13 September 1991

Peppol

Active · Active since 9 Dec 2025

Activities · NACE

Overige gespecialiseerde bouwactiviteiten, neg

Overige gespecialiseerde werkzaamheden in de bouw

Vervaardiging van metalen constructiewerken en delen daarvan

Vervaardiging van metalen constructiewerken en onderdelen daarvan

Overige gespecialiseerde bouwwerkzaamheden

View on CBE Public ↗ Annual accounts (NBB) ↗

FINANCIERE CONSTRUCTIONS BELGES

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Financials

What happened to FINANCIERE CONSTRUCTIONS BELGES?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions