Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
VERNIERS FABIENNE from Gent, company number BE0444952658, closed financial year 2026 with a result of € -3,113 after tax. For that financial year VERNIERS FABIENNE recorded a gross margin of € 253,414 and equity of € 27,355. Compared with financial year 2025, the result moved from € 15,668 to € -3,113. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 27, 2026.
€ 27,355
▼ 10% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,113
▼ still € 15,668 profit in 2025
Profit after tax over the fiscal year.
€ 171
▼ 96% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 8,763.
People and assets in 2026
€ 35,051
▲ 41% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 2.7 million
▼ 4% vs 2025
€ 113,258 is repaid this year. At this pace the long-term loan is gone in ≈ 24 years.
€ 137,332
▲ 18% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 22,047
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 115,134 | € 75,061 | € 255,201 | € 253,414 | ▼ 1% |
| Profit after taxes | € -5,797 | € -166,465 | € 15,668 | € -3,113 | ▼ € 18,781 |
| Equity | € 181,265 | € 14,800 | € 30,468 | € 27,355 | ▼ 10% |
| Total debts | € 2,564,692 | € 3,046,040 | € 2,954,686 | € 2,873,537 | ▼ 3% |
| Cash | € 12,682 | € 3,070 | € 4,864 | € 171 | ▼ 96% |
| Land & buildings | € 2,405,853 | € 2,956,863 | € 2,840,786 | € 2,692,007 | ▼ 5% |
| Retained profit | € 162,673 | € -3,792 | € 11,876 | € 8,763 | ▼ 26% |
| Bank debt | € 2,348,597 | € 2,941,479 | € 2,834,381 | € 2,714,157 | ▼ 4% |
| Balance sheet total | € 2,745,958 | € 3,060,841 | € 2,985,153 | € 2,900,891 | ▼ 3% |
Key figures of VERNIERS FABIENNE, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to VERNIERS FABIENNE?
What happened at VERNIERS FABIENNE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 3,113 (▼ € 18,781 vs 2025). Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,797 loss in 2023 to € 3,113 loss in 2026.
Paid € 966 in corporate taxes since 2023.
Best year ever: 2025, with € 15,668 profit.
Management
Behind VERNIERS FABIENNE is Fabienne Verniers.
Directors
According to the 2026 annual accounts
Fabienne Verniers
Director
Establishments
Establishment units
Physical locations of this company
Hundelgemsesteenweg 5
9050 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
WIX_COM, IL
Website info
Features
Security
Details
- Company number
- 0444.952.658
- VAT number
- BE 0444.952.658
- Registered office
- Hundelgemsesteenweg 5, 9050 Gent
- Names & denominations
- VERNIERS FABIENNE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 September 1991
- Peppol
- Active · Active since 10 Apr 2024
- Contact
- uitvaart-parel.be 0475 30 89 49
- Activities · NACE
Detailhandel in bloemen, planten, zaden en kunstmeststoffen
Gespecialiseerde detailhandel in bloemen en planten, zaden en kunstmeststoffen
Uitvaartverzorging
Begrafenisentiteiten