What does PAM TEAM do?

PAM TEAM is a property company in Gent. Public Limited, started on 9 August 1991, 1 establishment.

What is the address of PAM TEAM?

The registered office of PAM TEAM is located at Keizer Karelstraat 79, 9000 Gent.

Is PAM TEAM still active?

Yes. According to the CBE (31 October 2026) PAM TEAM is active, legal situation “Normale toestand”, started on 9 August 1991.

Is PAM TEAM registered on Peppol?

Yes, PAM TEAM is registered on the Peppol network with ID 0208:0444842295.

What is the enterprise number of PAM TEAM?

The enterprise number of PAM TEAM is BE0444842295.

When was PAM TEAM founded?

PAM TEAM was founded on 9 August 1991.

Who are the directors of PAM TEAM?

According to the 2025 annual accounts, the directors of PAM TEAM are: Katrien Steenbrugge, Charlotte Steenbrugge, Jan Steenbrugge.

Is PAM TEAM a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 9 August 1991; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did PAM TEAM make in 2025?

PAM TEAM recorded a loss after taxes of € 161,638 in financial year 2025.

What is the revenue of PAM TEAM?

As a small company, PAM TEAM is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 302,828.

How many employees does PAM TEAM have?

According to the 2025 annual accounts, PAM TEAM has 0.9 full-time equivalents (FTE).

PAM TEAM (Public Limited) - Gent - BE0444842295

Dossier PAM TEAM, printed on 1 November 2026 from databakkes.be/en/0444842295/pam-team. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

PAM TEAM from Gent, company number BE0444842295, closed financial year 2025 with a result of € -161,638 after tax. For that financial year PAM TEAM recorded a gross margin of € 302,828 and equity of € 4 million. Compared with financial year 2024, the result moved from € -231,905 to € -161,638. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.

What it is worth Healthy

€ 4 million

▼ 4% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -161,638

▲ 30 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 10,621

▼ 86% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 2.7 million.

People and assets in 2025

Full-time equivalents

0.9

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 48,211

▲ 3% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 135,095

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.4 million

▼ 12% vs 2024

€ 132,962 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 3,824

▲ 5% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 92,452

▼ 14% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 737,695 Gross margin 2022: € 737,695 First fiscal year in the series	€ 709,872 Gross margin 2023: € 709,872 ▼ 4% vs 2022 (€ 737,695) Unfavourable step	€ 270,516 Gross margin 2024: € 270,516 ▼ 62% vs 2023 (€ 709,872) Unfavourable step	€ 302,828 Gross margin 2025: € 302,828 ▲ 12% vs 2024 (€ 270,516) Favourable step	▲ 12%
Profit after taxes	€ 280,942 Profit after taxes 2022: € 280,942 First fiscal year in the series	€ 97,721 Profit after taxes 2023: € 97,721 ▼ 65% vs 2022 (€ 280,942) Unfavourable step	€ -231,905 Profit after taxes 2024: € -231,905 ▼ € 329,626 vs 2023 (€ 97,721) Unfavourable step	€ -161,638 Profit after taxes 2025: € -161,638 ▲ € 70,267 vs 2024 (€ -231,905) Favourable step	▲ € 70,267
Equity	€ 4,256,974 Equity 2022: € 4,256,974 First fiscal year in the series	€ 4,354,696 Equity 2023: € 4,354,696 ▲ 2% vs 2022 (€ 4,256,974) Favourable step	€ 4,122,791 Equity 2024: € 4,122,791 ▼ 5% vs 2023 (€ 4,354,696) Unfavourable step	€ 3,961,152 Equity 2025: € 3,961,152 ▼ 4% vs 2024 (€ 4,122,791) Unfavourable step	▼ 4%
Total debts	€ 4,377,808 Total debts 2022: € 4,377,808 First fiscal year in the series	€ 3,583,210 Total debts 2023: € 3,583,210 ▼ 18% vs 2022 (€ 4,377,808) Favourable step	€ 3,359,786 Total debts 2024: € 3,359,786 ▼ 6% vs 2023 (€ 3,583,210) Favourable step	€ 3,317,835 Total debts 2025: € 3,317,835 ▼ 1% vs 2024 (€ 3,359,786) Favourable step	▼ 1%
Cash	€ 528,496 Cash 2022: € 528,496 First fiscal year in the series	€ 268,377 Cash 2023: € 268,377 ▼ 49% vs 2022 (€ 528,496) Unfavourable step	€ 76,175 Cash 2024: € 76,175 ▼ 72% vs 2023 (€ 268,377) Unfavourable step	€ 10,621 Cash 2025: € 10,621 ▼ 86% vs 2024 (€ 76,175) Unfavourable step	▼ 86%
Land & buildings	€ 3,510,914 Land & buildings 2022: € 3,510,914 First fiscal year in the series	€ 2,646,426 Land & buildings 2023: € 2,646,426 ▼ 25% vs 2022 (€ 3,510,914) Unchanged	€ 2,465,207 Land & buildings 2024: € 2,465,207 ▼ 7% vs 2023 (€ 2,646,426) Unchanged	€ 2,295,803 Land & buildings 2025: € 2,295,803 ▼ 7% vs 2024 (€ 2,465,207) Unchanged	▼ 7%
Retained profit	€ 3,017,364 Retained profit 2022: € 3,017,364 First fiscal year in the series	€ 3,115,085 Retained profit 2023: € 3,115,085 ▲ 3% vs 2022 (€ 3,017,364) Favourable step	€ 2,883,180 Retained profit 2024: € 2,883,180 ▼ 7% vs 2023 (€ 3,115,085) Unfavourable step	€ 2,721,542 Retained profit 2025: € 2,721,542 ▼ 6% vs 2024 (€ 2,883,180) Unfavourable step	▼ 6%
Bank debt	€ 2,175,657 Bank debt 2022: € 2,175,657 First fiscal year in the series	€ 1,789,396 Bank debt 2023: € 1,789,396 ▼ 18% vs 2022 (€ 2,175,657) Favourable step	€ 1,604,310 Bank debt 2024: € 1,604,310 ▼ 10% vs 2023 (€ 1,789,396) Favourable step	€ 1,407,814 Bank debt 2025: € 1,407,814 ▼ 12% vs 2024 (€ 1,604,310) Favourable step	▼ 12%
Balance sheet total	€ 9,206,005 Balance sheet total 2022: € 9,206,005 First fiscal year in the series	€ 8,403,879 Balance sheet total 2023: € 8,403,879 ▼ 9% vs 2022 (€ 9,206,005) Unchanged	€ 7,916,820 Balance sheet total 2024: € 7,916,820 ▼ 6% vs 2023 (€ 8,403,879) Unchanged	€ 7,683,033 Balance sheet total 2025: € 7,683,033 ▼ 3% vs 2024 (€ 7,916,820) Unchanged	▼ 3%
Employees (FTE)	0.9 Employees (FTE) 2022: 0.9 First fiscal year in the series	0.9 Employees (FTE) 2023: 0.9 Unchanged (0.9) Unchanged	0.9 Employees (FTE) 2024: 0.9 Unchanged (0.9) Unchanged	0.9 Employees (FTE) 2025: 0.9 Unchanged (0.9) Unchanged

Key figures of PAM TEAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PAM TEAM?

What happened at PAM TEAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2027 Katrien Steenbrugge stepped down as director. NBB
2027 Charlotte Steenbrugge stepped down as director. NBB
2027 Jan Steenbrugge stepped down as director. NBB
Aug 25, 2026 New annual accounts for financial year 2025: loss of € 161,638. filed late Source: NBB ↗
2022 Katrien Steenbrugge became a director. NBB
2022 Charlotte Steenbrugge became a director. NBB
2022 Jan Steenbrugge became a director. NBB
Aug 28, 1991 New establishment in Gent. KBO

In short

From € 280,942 profit in 2022 to € 161,638 loss in 2025.

Paid € 116,068 in corporate taxes since 2022.

Best year ever: 2022, with € 280,942 profit.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

Katrien Steenbrugge

Director

since 2022 · until 2027

Charlotte Steenbrugge

Director

since 2022 · until 2027

Jan Steenbrugge

Director

since 2022 · until 2027

Establishments

Establishment units

Physical locations of this company

Registered office

Keizer Karelstraat 79

9000 Gent

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0444.842.295

VAT number

BE 0444.842.295

Registered office

Keizer Karelstraat 79, 9000 Gent

Names & denominations

PAM TEAM

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

9 August 1991

Peppol

Active · Active since 22 Oct 2025

Activities · NACE

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Verhuur van woningen, exclusief sociale woningen

View on CBE Public ↗ Annual accounts (NBB) ↗

PAM TEAM

Warning lights

Financials

What happened to PAM TEAM?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions