Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 3.9 to 2.2.
Financials
Financial year 2025
SCHAU from Wavre, company number BE0444776375, closed financial year 2025 with a result of € -79,891 after tax. For that financial year SCHAU recorded a gross margin of € 1.1 million and equity of € 3 million. Compared with financial year 2024, the result moved from € -69,446 to € -79,891. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 3 million
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -79,891
▼ 15 % more loss than in 2024
Profit after tax over the fiscal year.
€ 218,321
▲ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2.9 million.
People and assets in 2025
2.2
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 147,858
▼ 2% vs 2024
€ 67,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,689
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 9.8 million
▼ 1% vs 2024
€ 372,280 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 213,360
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,647
▼ 59% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 974,124 | € 964,299 | € 1,048,720 | € 1,098,206 | ▲ 5% |
| Profit after taxes | € -59,283 | € -59,140 | € -69,446 | € -79,891 | ▼ € 10,446 |
| Equity | € 3,459,220 | € 3,300,080 | € 3,130,635 | € 2,950,743 | ▼ 6% |
| Total debts | € 10,955,108 | € 10,580,780 | € 10,180,527 | € 10,187,539 | |
| Cash | € 302,045 | € 409,475 | € 165,557 | € 218,321 | ▲ 32% |
| Land & buildings | € 14,288,746 | € 13,729,324 | € 13,343,622 | € 12,910,503 | ▼ 3% |
| Retained profit | € 3,440,220 | € 3,281,080 | € 3,111,635 | € 2,931,743 | ▼ 6% |
| Dividend | € 100,000 | € 100,000 | € 100,000 | € 100,000 | |
| Bank debt | € 10,511,057 | € 10,168,233 | € 9,833,624 | € 9,766,089 | ▼ 1% |
| Balance sheet total | € 15,531,121 | € 14,940,367 | € 14,313,451 | € 14,083,215 | ▼ 2% |
| Employees (FTE) | 4 | 3.9 | 3 | 2.2 | ▼ 0.8 |
Key figures of SCHAU, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SCHAU?
What happened at SCHAU in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 79,891. filed late Source: NBB ↗
- S Management SRL became a director. NBB
- FRANCIS HAUMONT became a director. NBB
- New establishment in Wavre. KBO
- Start of the company according to the CBE. KBO
In short
From € 59,283 loss in 2022 to € 79,891 loss in 2025.
Paid € 149,463 in corporate taxes since 2022.
On average € 499,200 of value added per employee in 2025.
Paid out € 400,000 in dividends to the owners in total.
A new publication or filing at SCHAU? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SCHAU are S Management SRL and FRANCIS HAUMONT. The shares are held by CHAJUMA (50%) and FRANCIS HAUMONT (50%).
Directors
According to the 2025 annual accounts
since 2023
since 2023
Shareholders
50%
FRANCIS HAUMONT · director
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chemin du Stocquoy 1-3
1300 Wavre
Chemin du Stocquoy 1
1300 Wavre
Active since 29 September 2005
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Pro G2
€ 153,588 gross margin · 2024
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€ -2,032 gross margin · 2025
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€ 459,245 gross margin · 2024
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.776.375
- VAT number
- BE 0444.776.375
- Registered office
- Chemin du Stocquoy 1-3, 1300 Wavre
- Names & denominations
- SCHAU
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 1991
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Projectontwikkeling voor woningbouw
Ontwikkeling van niet-residentiële bouwprojecten
Ontwikkeling van residentiële bouwprojecten
Verhuur van woningen, exclusief sociale woningen
Verhuur van niet-residentiële gebouwen
Projectontwikkeling voor kantoorbouw
+1