Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
25 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Koramic Finance Company from Kortrijk, company number BE0444646614, closed financial year 2025 with a result of € 1.7 million after tax. Compared with financial year 2024, the result moved from € 31.7 million to € 1.7 million. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 55.2 million
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.7 million
▼ 95% vs 2024
Profit after tax over the fiscal year.
€ 3.4 million
▲ 157% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10 million paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 136.6 million
▼ 2% vs 2024
€ 12.5 million is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 44,405
▲ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 45 days on average.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Profit after taxes | € -7,387,235 | € -1,805,146 | € 31,733,847 | € 1,728,463 | ▼ 95% |
| Equity | € 33,495,315 | € 31,690,169 | € 63,424,016 | € 55,152,479 | ▼ 13% |
| Total debts | € 128,520,282 | € 137,897,924 | € 140,002,477 | € 146,907,279 | ▲ 5% |
| Cash | € 2,945,367 | € 2,269,783 | € 1,329,738 | € 3,413,014 | ▲ 157% |
| Retained profit | € 7,036,017 | € 5,230,871 | € 36,964,718 | € 28,693,181 | ▼ 22% |
| Dividend | € 0 | € 0 | € 0 | € 10,000,000 | |
| Bank debt | € 128,300,000 | € 137,400,000 | € 139,500,000 | € 136,580,755 | ▼ 2% |
| Balance sheet total | € 162,015,597 | € 169,588,093 | € 203,426,493 | € 202,059,758 | ▼ 1% |
Key figures of Koramic Finance Company, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Koramic Finance Company?
What happened at Koramic Finance Company in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Marc Meurant stepped down as director. NBB
- Rudi Deruyter stepped down as director. NBB
- Linden Investment Partners BV stepped down as director. NBB
- Agolis BV stepped down as director. NBB
- Christian Dumolin stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1.7 million (▼ 95% vs 2024). Source: NBB ↗
- Marc Meurant became a director. NBB
- Rudi Deruyter became a director. NBB
In short
From € 7.4 million loss in 2022 to € 1.7 million profit in 2025.
Paid € 232,798 in corporate taxes since 2022.
Best year ever: 2024, with € 31.7 million profit.
Paid out € 10 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of KORAMIC INVESTMENTS, Koramic Capital comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Koramic Finance CompanyThe shares are held by KORAMIC INVESTMENTS (100%) and Koramic Capital (100%).
Directors
According to the 2025 annual accounts
Marc Meurant
Director
since 2023 · until 2028
Rudi Deruyter
Director
since 2023 · until 2028
Christian Dumolin
Director, Chairman of the board, Managing director
Also active at: KORAMIC DEVELOPMENT, TrustCapital, KORAMIC REAL ESTATE INVESTMENT, Hallex, KORAMIC INVESTMENTS, CREASET, PATRIMCOUR, LESSIUS +21 more
since 1997 · until 2027
Managing director, Director · represented by Wouter Vanderhaeghen
since 2023 · until 2028
Director · represented by Stéphane Vlaemminck
Also active at: NEDZINK, TrustCapital, Koramic Real Estate, LAMIFIL, LESSIUS, Koramic Capital, KORAMIC INVEST, Koramic Chemicals +2 more
since 2023 · until 2028
Shareholders
100%
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kapel ter Bede(Kor) 84
8500 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 25 companies are registered at this address.
All companies at this address →KORAMIC DEVELOPMENT PROJECTS same network
€ 24.1 million revenue · 2025
TrustCapital same network
Koramic Real Estate same network
€ 30.3 million revenue · 2025
KORAMIC INVESTMENTS same network
€ 3.8 million revenue · 2025
DeliBarn Immo
+20 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.646.614
- VAT number
- BE 0444.646.614
- Registered office
- Kapel ter Bede(Kor) 84, 8500 Kortrijk
- Names & denominations
- Koramic Finance Company
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 1991
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Activiteiten van holdings
Managementactiviteiten van holdings
Holdings