Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
'T ZWIENTJE from Oostkamp, company number BE0444620086, closed financial year 2025 with a result of € -7,158 after tax. For that financial year 'T ZWIENTJE recorded a gross margin of € 6,031 and equity of € 76,151. Compared with financial year 2024, the result moved from € -7,747 to € -7,158. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 76,151
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,158
▲ 8 % less loss than in 2024
Profit after tax over the fiscal year.
€ 730
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -111,033.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 578
▼ 90% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 794
▼ 86% vs 2024
Loans from banks and other lenders, long and short.
€ 500
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 612
▼ 2% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,889 | € 7,498 | € 5,643 | € 6,031 | ▲ 7% |
| Profit after taxes | € -6,022 | € -6,271 | € -7,747 | € -7,158 | ▲ € 588 |
| Equity | € 97,327 | € 91,056 | € 83,310 | € 76,151 | ▼ 9% |
| Total debts | € 62,939 | € 55,496 | € 47,685 | € 42,525 | ▼ 11% |
| Cash | € 7,919 | € 5,557 | € 1,506 | € 730 | ▼ 52% |
| Land & buildings | € 197,972 | € 189,365 | € 180,757 | € 172,150 | ▼ 5% |
| Retained profit | € -89,857 | € -96,128 | € -103,874 | € -111,033 | ▼ € 7,158 |
| Bank debt | € 14,648 | € 10,119 | € 5,502 | € 794 | ▼ 86% |
| Balance sheet total | € 224,315 | € 207,817 | € 189,474 | € 174,371 | ▼ 8% |
Key figures of 'T ZWIENTJE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to 'T ZWIENTJE?
What happened at 'T ZWIENTJE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,158. filed late Source: NBB ↗
- New establishment in Oostkamp. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,022 loss in 2022 to € 7,158 loss in 2025.
Paid € 1,512 in corporate taxes since 2022.
Management
Behind 'T ZWIENTJE is Marina Deruddere.
Directors
According to the 2025 annual accounts
Marina Deruddere
Director
Establishments
Establishment units
Physical locations of this company
Sint-Elooisplein 11 box 1-01
8020 Oostkamp
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.620.086
- VAT number
- BE 0444.620.086
- Registered office
- Sint-Elooisplein 11 bus 1-01, 8020 Oostkamp
- Names & denominations
- 'T ZWIENTJE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 July 1991
- Peppol
- Active · Active since 23 Oct 2025
- Activities · NACE
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