Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Service et Financière from Elsene, company number BE0444492404, closed financial year 2025 with a result of € -14,242 after tax. For that financial year Service et Financière recorded a gross margin of € 5,278 and equity of € 589,834. Compared with financial year 2024, the result moved from € -19,051 to € -14,242. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 589,834
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,242
▲ 25 % less loss than in 2024
Profit after tax over the fiscal year.
€ 8,887
▲ 198% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 583,327.
People and assets in 2025
€ 11,300
▼ 1% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 177
▼ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 582
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,594 | € 2,089 | € -3,881 | € 5,278 | ▲ € 9,159 |
| Profit after taxes | € 7,168 | € -15,248 | € -19,051 | € -14,242 | ▲ € 4,809 |
| Equity | € 638,375 | € 623,127 | € 604,076 | € 589,834 | ▼ 2% |
| Total debts | € 6,703 | € 956 | € 3,974 | € 3,513 | ▼ 12% |
| Cash | € 41,440 | € 8,800 | € 2,982 | € 8,887 | ▲ 198% |
| Land & buildings | € 174,998 | € 164,651 | € 154,304 | € 143,946 | ▼ 7% |
| Retained profit | € 631,867 | € 616,620 | € 597,569 | € 583,327 | ▼ 2% |
| Balance sheet total | € 645,077 | € 624,083 | € 608,050 | € 593,347 | ▼ 2% |
Key figures of Service et Financière, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Service et Financière?
What happened at Service et Financière in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,242. filed late Source: NBB ↗
- Guy KEUTGEN became a director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,168 profit in 2022 to € 14,242 loss in 2025.
Paid € 1,887 in corporate taxes since 2022.
Best year ever: 2022, with € 7,168 profit.
A new publication or filing at Service et Financière? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Service et Financière is Guy KEUTGEN.
Directors
According to the 2025 annual accounts
Guy KEUTGEN
Director
since 2007
Establishments
Establishment units
Physical locations of this company
Louizalaan 449 box 16
1050 Elsene
Edmond Parmentierlaan 98
1150 Sint-Pieters-Woluwe
Active since 16 July 1991
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.492.404
- VAT number
- BE 0444.492.404
- Registered office
- Louizalaan 449 bus 16, 1050 Elsene
- Names & denominations
- Service et Financière · SERFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 June 1991
- Peppol
- Not registered