Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Stev-Services from Saint-Ghislain, company number BE0444426581, closed financial year 2025 with a result of € -33,164 after tax. For that financial year Stev-Services recorded a gross margin of € 18,290 and equity of € -2,098. Compared with financial year 2024, the result moved from € 14,975 to € -33,164. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ -2,098
▼ € 33,164 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -33,164
▼ still € 14,975 profit in 2024
Profit after tax over the fiscal year.
€ 3,311
▼ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -25,098.
People and assets in 2025
€ 17,872
▼ 14% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,576
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 582,914
Loans from banks and other lenders, long and short.
€ 31,876
▲ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,651
▼ 89% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 95,785 | € 86,942 | € 45,463 | € 18,290 | ▼ 60% |
| Profit after taxes | € 15,543 | € 11,513 | € 14,975 | € -33,164 | ▼ € 48,139 |
| Equity | € 4,577 | € 16,090 | € 31,065 | € -2,098 | ▼ € 33,164 |
| Total debts | € 32,837 | € 48,400 | € 86,524 | € 713,786 | ▲ € 627,262 |
| Cash | € 4,016 | € 5,934 | € 3,357 | € 3,311 | ▼ 1% |
| Land & buildings | - | - | - | € 674,980 | |
| Retained profit | € -18,423 | € -6,910 | € 8,065 | € -25,098 | ▼ € 33,164 |
| Bank debt | € 0 | € 0 | € 0 | € 582,914 | |
| Balance sheet total | € 37,414 | € 64,490 | € 117,590 | € 711,688 | ▲ € 594,099 |
Key figures of Stev-Services, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Stev-Services?
What happened at Stev-Services in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 33,164 (▼ € 48,139 vs 2024). filed late Source: NBB ↗
- New establishment in Mons. KBO
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,543 profit in 2022 to € 33,164 loss in 2025.
Paid € 627 in corporate taxes since 2022.
Best year ever: 2022, with € 15,543 profit.
Management
Behind Stev-Services is Stéphane Grulois.
Directors
According to the 2025 annual accounts
Stéphane Grulois
Manager
Establishments
Establishment units
Physical locations of this company
Rue de Boussu(T) 58
7333 Saint-Ghislain
Rue Blancart 2
7030 Mons
Active since 25 June 1996
Chaussée du Roi Baudouin 117
7030 Mons
Active since 4 November 2011
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.426.581
- VAT number
- BE 0444.426.581
- Registered office
- Rue de Boussu(T) 58, 7333 Saint-Ghislain
- Names & denominations
- Stev-Services
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 June 1991
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Catering van evenementen
Eetgelegenheden met volledige bediening
Sanitaire werkzaamheden
Detailhandel in houten bouw- en tuinmaterialen
Algemene bouw van residentiële gebouwen
Overige recreatie- en ontspanningsactiviteiten, neg
Organisatie van congressen en beurzen