Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ARGO - CAR from Anderlecht, company number BE0444271183, closed financial year 2025 with a result of € 5,593 after tax. For that financial year ARGO - CAR recorded a gross margin of € 8,897 and equity of € -173,934. Compared with financial year 2024, the result moved from € 4,235 to € 5,593. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ -173,934
▲ € 5,593 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,593
▲ 32% vs 2024
Profit after tax over the fiscal year.
€ 5,606
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -192,526.
Debts at end 2025
€ 16,015
▲ 14% vs 2024
Loans from banks and other lenders, long and short.
€ 5,155
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 693
▲ 8% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,034 | € -8,437 | € 6,184 | € 8,897 | ▲ 44% |
| Profit after taxes | € 3,114 | € -11,150 | € 4,235 | € 5,593 | ▲ 32% |
| Equity | € -172,612 | € -183,762 | € -179,527 | € -173,934 | ▲ € 5,593 |
| Total debts | € 231,013 | € 236,400 | € 226,533 | € 190,941 | ▼ 16% |
| Cash | € 6,839 | € 12,526 | € 11,894 | € 5,606 | ▼ 53% |
| Retained profit | € -191,204 | € -202,354 | € -198,119 | € -192,526 | ▲ € 5,593 |
| Bank debt | € 18,451 | € 8,672 | € 14,096 | € 16,015 | ▲ 14% |
| Balance sheet total | € 58,400 | € 52,638 | € 47,006 | € 17,007 | ▼ 64% |
Key figures of ARGO - CAR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ARGO - CAR?
What happened at ARGO - CAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,593 (▲ 32% vs 2024). filed late Source: NBB ↗
- New establishment in Elsene. KBO
- New establishment in Anderlecht. KBO
- New establishment in Etterbeek. KBO
- New establishment in Ukkel. KBO
- Georgios Fotopoulos became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 3,114 profit in 2022 to € 5,593 profit in 2025.
Best year ever: 2025, with € 5,593 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ARGO - CAR are Georgios Fotopoulos and Elleni Fotopoulos.
Directors
According to the 2025 annual accounts
Georgios Fotopoulos
Director
since 1991
Elleni Fotopoulos
Director
Establishments
Establishment units
Physical locations of this company
Théodore Bekaertstraat 39
1070 Anderlecht
Vanderkinderestraat 88
1180 Ukkel
Active since 19 June 1991
de Formanoirstraat 7 box 1
1070 Anderlecht
Active since 1 July 2001
Guillaume Gilbertlaan 23
1050 Elsene
Active since 1 May 2005
Eudore Pirmezlaan 15
1040 Etterbeek
Active since 1 January 2000
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.271.183
- VAT number
- BE 0444.271.183
- Registered office
- Théodore Bekaertstraat 39, 1070 Anderlecht
- Names & denominations
- ARGO - CAR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 May 1991
- Peppol
- Active · Active since 20 Sept 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)