Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
J.F.L. LETOR et Associés from Braine-l'Alleud, company number BE0444270193, closed financial year 2025 with a result of € -4,213 after tax. For that financial year J.F.L. LETOR et Associés recorded a gross margin of € -1,505 and equity of € 28,549. Compared with financial year 2024, the result moved from € -3,459 to € -4,213. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 28,549
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,213
▼ 22 % more loss than in 2024
Profit after tax over the fiscal year.
€ 11,538
▲ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 3,859.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,215 | € 5,207 | € 1,251 | € -1,505 | ▼ € 2,756 |
| Profit after taxes | € 261 | € 424 | € -3,459 | € -4,213 | ▼ € 754 |
| Equity | € 35,797 | € 36,221 | € 32,762 | € 28,549 | ▼ 13% |
| Total debts | € 60,278 | € 46,633 | € 45,687 | € 45,201 | ▼ 1% |
| Cash | € 7,539 | € 12,637 | € 7,842 | € 11,538 | ▲ 47% |
| Land & buildings | € 40,809 | € 40,809 | € 40,809 | € 40,809 | |
| Retained profit | € 11,107 | € 11,531 | € 8,072 | € 3,859 | ▼ 52% |
| Balance sheet total | € 96,075 | € 82,854 | € 78,449 | € 73,750 | ▼ 6% |
Key figures of J.F.L. LETOR et Associés, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J.F.L. LETOR et Associés?
What happened at J.F.L. LETOR et Associés in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,213. filed late Source: NBB ↗
- New establishment in Braine-l'Alleud. KBO
- New establishment in Braine-l'Alleud. KBO
- Start of the company according to the CBE. KBO
In short
From € 261 profit in 2022 to € 4,213 loss in 2025.
Paid € 155 in corporate taxes since 2022.
Best year ever: 2023, with € 424 profit.
Management
Behind J.F.L. LETOR et Associés is Jacques SEMAL.
Directors
According to the 2025 annual accounts
Jacques SEMAL
Director
Establishments
Establishment units
Physical locations of this company
Rue Baty Gigot 71
1420 Braine-l'Alleud
Rue Jean Volders 86
1420 Braine-l'Alleud
Active since 21 September 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.270.193
- VAT number
- BE 0444.270.193
- Registered office
- Rue Baty Gigot 71, 1420 Braine-l'Alleud
- Names & denominations
- J.F.L. LETOR et Associés · JFL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 April 1991
- Peppol
- Active · Active since 14 Jan 2026
- Activities · NACE
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