Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 2 to 1.
Financials
Financial year 2025
STACE-INVESTMENT from Kapellen, company number BE0444025715, closed financial year 2025 with a result of € -354,099 after tax. For that financial year STACE-INVESTMENT recorded a gross margin of € -138,956 and equity of € 241,360. Compared with financial year 2024, the result moved from € -356,052 to € -354,099. The company made a loss. The buffer shrank hard: equity is 59 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ 241,360
▼ 59% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -354,099
▲ 1 % less loss than in 2024
Profit after tax over the fiscal year.
€ 27,864
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.8 million.
People and assets in 2025
1
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 87,909
▼ 24% vs 2024
€ 87,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 316,420
▲ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.6 million
▼ 1% vs 2024
€ 20,233 is repaid this year. At this pace the long-term loan is gone in ≈ 128 years.
€ 19,843
▲ 209% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,371
▼ 50% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 125,920 | € 169,077 | € -91,869 | € -138,956 | ▼ € 47,086 |
| Profit after taxes | € -175,614 | € -128,177 | € -356,052 | € -354,099 | ▲ € 1,953 |
| Equity | € 79,687 | € 951,510 | € 595,458 | € 241,360 | ▼ 59% |
| Total debts | € 4,541,866 | € 3,154,595 | € 3,772,135 | € 3,262,176 | ▼ 14% |
| Cash | € 722,953 | € 74,701 | € 597,854 | € 27,864 | ▼ 95% |
| Retained profit | € -920,313 | € -1,048,490 | € -1,404,542 | € -1,758,640 | ▼ € 354,099 |
| Bank debt | € 3,661,470 | € 2,637,681 | € 2,613,617 | € 2,591,088 | ▼ 1% |
| Balance sheet total | € 4,621,553 | € 4,106,105 | € 4,367,593 | € 3,503,536 | ▼ 20% |
| Employees (FTE) | 2 | 2 | 1.5 | 1 | ▼ 0.5 |
Key figures of STACE-INVESTMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STACE-INVESTMENT?
What happened at STACE-INVESTMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 354,099. filed late Source: NBB ↗
- GUY RENARD stepped down as director. NBB
- New establishment in Kapellen. KBO
- Start of the company according to the CBE. KBO
In short
From € 175,614 loss in 2022 to € 354,099 loss in 2025.
Paid € 1,936 in corporate taxes since 2022.
On average € 84,500 of value added per employee in 2023.
Management
The stake of SPEEDSTER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
STACE-INVESTMENTBehind STACE-INVESTMENT is STEPHAN SCHRAUWEN. The shares are held by SPEEDSTER (68%).
Establishments
Establishment units
Physical locations of this company
Leo Baekelandstraat 1 box 2
2950 Kapellen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.025.715
- VAT number
- BE 0444.025.715
- Registered office
- Leo Baekelandstraat 1 bus 2, 2950 Kapellen
- Names & denominations
- STACE-INVESTMENT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 April 1991
- Peppol
- Active · Active since 7 Nov 2025
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in onderdelen en accessoires van motorvoertuigen
Groothandel in delen en toebehoren van motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
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