Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
P & F MOTORS from Kortrijk, company number BE0444023636, closed financial year 2025 with a result of € -20,915 after tax. For that financial year P & F MOTORS recorded a gross margin of € 3,330 and equity of € 95,732. Compared with financial year 2024, the result moved from € -13,569 to € -20,915. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 16, 2026.
€ 95,732
▼ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,915
▼ 54 % more loss than in 2024
Profit after tax over the fiscal year.
€ 12
▼ 35% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -34,068.
Debts at end 2025
€ 59,982
▼ 12% vs 2024
€ 8,175 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 293
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 5,708 | € 7,670 | € 9,546 | € 3,330 | ▼ 65% |
| Profit after taxes | € -21,504 | € -15,525 | € -13,569 | € -20,915 | ▼ € 7,346 |
| Equity | € 145,742 | € 130,217 | € 116,647 | € 95,732 | ▼ 18% |
| Total debts | € 98,034 | € 94,032 | € 86,565 | € 86,117 | ▼ 1% |
| Cash | € 708 | € 627 | € 19 | € 12 | ▼ 35% |
| Land & buildings | € 283,994 | € 260,937 | € 237,880 | € 214,824 | ▼ 10% |
| Retained profit | € 15,942 | € 417 | € -13,153 | € -34,068 | ▼ € 20,915 |
| Bank debt | € 83,757 | € 75,955 | € 68,031 | € 59,982 | ▼ 12% |
| Balance sheet total | € 286,527 | € 263,745 | € 239,454 | € 214,837 | ▼ 10% |
Key figures of P & F MOTORS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to P & F MOTORS?
What happened at P & F MOTORS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 20,915. Source: NBB ↗
- Garage Planckaert became a director. NBB
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,504 loss in 2022 to € 20,915 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind P & F MOTORS is Garage Planckaert.
Directors
According to the 2025 annual accounts
Director · represented by Steve Planckaert
since 2025
Establishments
Establishment units
Physical locations of this company
Doornikserijksweg(Bel) 108
8510 Kortrijk
Doornikserijksweg(Bel) 1 B
8510 Kortrijk
Active since 6 June 1991
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.023.636
- VAT number
- BE 0444.023.636
- Registered office
- Doornikserijksweg(Bel) 108, 8510 Kortrijk
- Names & denominations
- P & F MOTORS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 April 1991
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
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