Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZETTUU from Gent, company number BE0443964050, closed financial year 2025 with a result of € -4,778 after tax. For that financial year ZETTUU recorded a gross margin of € -3,964 and equity of € -4,113. Compared with financial year 2024, the result moved from € 21,130 to € -4,778. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ -4,113
▼ € 34,778 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,778
▼ still € 21,130 profit in 2024
Profit after tax over the fiscal year.
€ 535
▼ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -10,313.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,486
▼ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -14,090 | € 10,774 | € 20,723 | € -3,964 | ▼ € 24,687 |
| Profit after taxes | € -21,712 | € 2,977 | € 21,130 | € -4,778 | ▼ € 25,908 |
| Equity | € 6,558 | € 9,535 | € 30,665 | € -4,113 | ▼ € 34,778 |
| Total debts | € 32,992 | € 30,431 | € 12,569 | € 10,114 | ▼ 20% |
| Cash | € 1,121 | € 2,003 | € 2,869 | € 535 | ▼ 81% |
| Retained profit | € 358 | € 3,335 | € 24,465 | € -10,313 | ▼ € 34,778 |
| Dividend | € 0 | € 0 | € 0 | € 30,000 | |
| Balance sheet total | € 39,550 | € 39,965 | € 43,234 | € 6,001 | ▼ 86% |
Key figures of ZETTUU, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZETTUU?
What happened at ZETTUU in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,778 (▼ € 25,908 vs 2024). Source: NBB ↗
- Jos Vanoverschelde became a director. NBB
- Tina Maertens became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Gent. KBO
In short
From € 21,712 loss in 2022 to € 4,778 loss in 2025.
Paid € 5 in corporate taxes since 2022.
Best year ever: 2024, with € 21,130 profit.
Paid out € 30,000 in dividends to the owners in total.
Management
Behind ZETTUU are Jos Vanoverschelde and Tina Maertens.
Directors
According to the 2025 annual accounts
Jos Vanoverschelde
Director
since 2009
Tina Maertens
Director
since 2009
Establishments
Establishment units
Physical locations of this company
Nieuwevaart 286
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.964.050
- VAT number
- BE 0443.964.050
- Registered office
- Nieuwevaart 286, 9000 Gent
- Names & denominations
- ZETTUU
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 1991
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
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