Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 7.5 to 4.5.
Financials
Financial year 2025
CREAL from Lommel, company number BE0443924854, closed financial year 2025 with a result of € -49,278 after tax. For that financial year CREAL recorded a gross margin of € 329,413 and equity of € 918,383. Compared with financial year 2024, the result moved from € 80,347 to € -49,278. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 19, 2026.
€ 918,383
▼ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -49,278
▼ still € 80,347 profit in 2024
Profit after tax over the fiscal year.
€ 168,924
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 856,383.
People and assets in 2025
4.5
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 298,939
▲ 3% vs 2024
€ 66,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 99,157
▲ 67% vs 2024
Of which on lease € 20,015.
Debts at end 2025
€ 91,231
▲ 77% vs 2024
€ 40,580 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 176,424
▲ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 35,588
▼ 31% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 3,335,208 | - | - | - | |
| Gross margin | € 686,174 | € 697,309 | € 478,015 | € 329,413 | ▼ 31% |
| Profit after taxes | € 125,525 | € 147,914 | € 80,347 | € -49,278 | ▼ € 129,625 |
| Equity | € 1,020,634 | € 1,010,898 | € 1,063,280 | € 918,383 | ▼ 14% |
| Total debts | € 453,922 | € 555,940 | € 284,354 | € 303,243 | ▲ 7% |
| Cash | € 346,112 | € 494,213 | € 234,892 | € 168,924 | ▼ 28% |
| Land & buildings | € 89,116 | € 70,730 | € 52,344 | € 33,958 | ▼ 35% |
| Retained profit | € 958,634 | € 948,898 | € 1,001,280 | € 856,383 | ▼ 14% |
| Dividend | € 0 | € 157,650 | € 27,965 | € 95,619 | ▲ 242% |
| Bank debt | € 211,620 | € 105,344 | € 51,579 | € 91,231 | ▲ 77% |
| Balance sheet total | € 1,474,555 | € 1,566,838 | € 1,347,634 | € 1,221,625 | ▼ 9% |
| Employees (FTE) | 8.5 | 7.5 | 4.9 | 4.5 | ▼ 0.4 |
Key figures of CREAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREAL?
What happened at CREAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 49,278 (▼ € 129,625 vs 2024). filed late Source: NBB ↗
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
In short
From € 125,525 profit in 2022 to € 49,278 loss in 2025.
Paid € 166,897 in corporate taxes since 2022.
Best year ever: 2023, with € 147,914 profit.
On average € 73,200 of value added per employee in 2025.
Management
Behind CREAL are Ludovicus Janssens, Jozef Custers and Herman Swings. Ludovicus Janssens is also behind JEROLU. Herman Swings is also behind LIMABAAN.
Establishments
Establishment units
Physical locations of this company
Edward Anseelestraat 15
3920 Lommel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
Features
Security
Network
Details
- Company number
- 0443.924.854
- VAT number
- BE 0443.924.854
- Registered office
- Edward Anseelestraat 15, 3920 Lommel
- Names & denominations
- CREAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 April 1991
- Peppol
- Active · Active since 26 Jul 2024
- Contact
- creal.be
- Activities · NACE
Vervaardiging van metalen deuren en vensters
Vervaardiging van metalen ramen, deuren, wanden en dergelijke
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Bouwen van individuele huizen
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