Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
YPSOROOF-IPSOTOIT from Frameries, company number BE0443870515, closed financial year 2025 with a result of € -43,635 after tax. For that financial year YPSOROOF-IPSOTOIT recorded a gross margin of € 63,329 and equity of € 740,860. Compared with financial year 2024, the result moved from € 21,389 to € -43,635. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2026.
€ 740,860
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -43,635
▼ still € 21,389 profit in 2024
Profit after tax over the fiscal year.
€ 194,327
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 607,432.
People and assets in 2025
4.2
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 46,273
▼ 29% vs 2024
€ 11,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 143,605
▲ € 126,485 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 173,446
▲ 67% vs 2024
€ 43,155 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 54,690
▲ 40% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,181
▲ 65% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 383,679 | € 303,075 | € 167,817 | € 63,329 | ▼ 62% |
| Profit after taxes | € 130,737 | € 121,280 | € 21,389 | € -43,635 | ▼ € 65,024 |
| Equity | € 641,827 | € 763,107 | € 784,495 | € 740,860 | ▼ 6% |
| Total debts | € 276,666 | € 261,418 | € 203,442 | € 242,955 | ▲ 19% |
| Cash | € 377,819 | € 127,454 | € 334,763 | € 194,327 | ▼ 42% |
| Land & buildings | € 225,987 | € 203,649 | € 181,312 | € 202,874 | ▲ 12% |
| Retained profit | € 442,375 | € 585,663 | € 629,059 | € 607,432 | ▼ 3% |
| Bank debt | € 169,183 | € 151,865 | € 103,708 | € 173,446 | ▲ 67% |
| Balance sheet total | € 948,493 | € 1,024,524 | € 987,937 | € 983,814 | |
| Employees (FTE) | 4 | 4.8 | 3.9 | 4.2 | ▲ 0.3 |
Key figures of YPSOROOF-IPSOTOIT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to YPSOROOF-IPSOTOIT?
What happened at YPSOROOF-IPSOTOIT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Georges RIFUGI stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 43,635 (▼ € 65,024 vs 2024). filed late Source: NBB ↗
- Florent Rifugi became a director. NBB
- Georges RIFUGI became a director. NBB
- New establishment in Frameries. KBO
- Start of the company according to the CBE. KBO
In short
From € 130,737 profit in 2022 to € 43,635 loss in 2025.
Paid € 148,644 in corporate taxes since 2022.
Best year ever: 2022, with € 130,737 profit.
On average € 15,100 of value added per employee in 2025.
Management
Behind YPSOROOF-IPSOTOIT is Florent Rifugi.
Directors
According to the 2025 annual accounts
Florent Rifugi
Managing director
since 2025
Georges RIFUGI
Managing director
since 2022 · until 2027
Establishments
Establishment units
Physical locations of this company
Rue Montavaux 135
7080 Frameries
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.870.515
- VAT number
- BE 0443.870.515
- Registered office
- Rue Montavaux 135, 7080 Frameries
- Names & denominations
- YPSOROOF-IPSOTOIT · YPSOTOIT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 11 April 1991
- Peppol
- Active · Active since 1 Dec 2025
- Activities · NACE
Dakwerkzaamheden
Dakbedekking en bouw van dakconstructies
Algemene bouw van residentiële gebouwen
Optrekken van andere residentiële gebouwen en van kantoorgebouwen
Overige bouwinstallatie
Algemene elektrotechnische installatiewerken
Plaatsen van vloer- en wandtegels
Bemiddeling in verband met exploitatie van en handel in onroerend goed
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