Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FRAYA from Turnhout, company number BE0443851115, closed financial year 2025 with a result of € 9,306 after tax. For that financial year FRAYA recorded a gross margin of € 93,356 and equity of € -304,064. Compared with financial year 2024, the result moved from € 2,665 to € 9,306. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.
€ -304,064
▲ € 9,306 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,306
▲ 249% vs 2024
Profit after tax over the fiscal year.
€ 8,193
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -322,656.
People and assets in 2025
€ 69,443
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,554
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 50,000
Loans from banks and other lenders, long and short.
€ 28,924
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,726
▲ 16% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 76,822 | € 77,857 | € 75,565 | € 93,356 | ▲ 24% |
| Profit after taxes | € 16,580 | € 12,969 | € 2,665 | € 9,306 | ▲ 249% |
| Equity | € -329,004 | € -316,035 | € -313,370 | € -304,064 | ▲ € 9,306 |
| Total debts | € 479,406 | € 492,179 | € 492,563 | € 495,668 | ▲ 1% |
| Cash | € 7,272 | € 9,923 | € 8,079 | € 8,193 | ▲ 1% |
| Retained profit | € -347,596 | € -334,627 | € -331,962 | € -322,656 | ▲ € 9,306 |
| Bank debt | € 50,000 | € 50,000 | € 50,000 | € 50,000 | |
| Balance sheet total | € 150,401 | € 176,144 | € 179,193 | € 191,604 | ▲ 7% |
Key figures of FRAYA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FRAYA?
What happened at FRAYA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,306 (▲ 249% vs 2024). Source: NBB ↗
- New establishment in Turnhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,580 profit in 2022 to € 9,306 profit in 2025.
Paid € 363 in corporate taxes since 2022.
Best year ever: 2022, with € 16,580 profit.
Management
Behind FRAYA is Malta BV.
Directors
According to the 2025 annual accounts
Director · represented by Christel Malta
Establishments
Establishment units
Physical locations of this company
Kursaalpoort 20
2300 Turnhout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Website info
Features
Security
Details
- Company number
- 0443.851.115
- VAT number
- BE 0443.851.115
- Registered office
- Kursaalpoort 20, 2300 Turnhout
- Names & denominations
- FRAYA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 April 1991
- Peppol
- Active · Active since 8 Oct 2026
- Contact
- charlotte-willem.be +3214611505
- Activities · NACE
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